396 E Main St, Jefferson Valley, NY 10535 Property Records

Westchester County and Yorktown Town property record for 396 E Main St, Jefferson Valley, NY 10535

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1936
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jan 2018)
Tax Bill	$5,702 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`555400 6.17-1-70`

Property Details

APN / Parcel Number

Primary APN	`555400 6.17-1-70`
Alternative APNs	`540002005300050020321000` `0321000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	936 sqft Living Area
1st Floor Area	104 sqft
2nd Floor Area	832 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Wood
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Account Number	0321000
Street Address	396 E MAIN ST
City	JEFFERSON VALLEY
State	NY
Zip	10535-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Block	1
Legal Lot Number	70.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YORKTOWN
Census Block Group	5
Census Block	5017
Census Tract	14806

Owner

396 E Main St is owned and occupied by an individual who bought it in January 2018.

Source: Westchester County and Yorktown Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	396 E MAIN ST, JEFFERSON VALLEY, NY 10535-1200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2018 · Amount on File
Deed Sale	Jan 16, 2018 · Amount on File
Prior Sale	Dec 17, 2004 · Amount on File
Deed Document Number	2018573633175
Prior Transfer Date	Oct 11, 2017
Prior Transfer Doc	0573633175
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 8, 2020
Property Address	396 E MAIN ST, JEFFERSON VALLEY, NY 10535-1200
Document Number	0603253579
Book / Page	060325 / 003579
Instrument Date	Nov 23, 2020
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3047 WATERBURY AVE BRONX NY 104616162, BRONX, NY 10461-6162

Mortgage

Document Number	603383634
Date	Dec 8, 2020
Book Page	060338/003634

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 396 E Main St was $5,702, down 91.1% from the year before.

Source: Westchester County and Yorktown Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Yorktown Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,702.00 (-91.08%)
2025	$63,918.00	$3,250 (-) Land $200 Building $3,050	$203,125 (+10.63%) Land $12,500 Building $190,625
2024		$3,250 (-) Land $200 Building $3,050	$183,615 (-2.83%) Land $11,299 Building $172,316
2023		$3,250 Land $200 Building $3,050	$188,954 Land $11,628 Building $177,326

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 396 E Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1995–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 396 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORKTOWN CONSOLD. WATER DIST.#1 serves 36,000 people · EPA ID NY5903469
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20