396 E Isabella Rd, Midland, MI 48640 Property Records

Midland County property record for 396 E Isabella Rd, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,296 sqft · built 1987
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Jul 2020)
Tax Bill$1,691 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Oct 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN040-021-100-220-00

Property Details

APN / Parcel Number

Primary APN040-021-100-220-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Lot Area23,087 sqft (0.53 acres)
Garage Area928 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address396 E ISABELLA RD
CityMIDLAND
StateMI
Zip48640-8348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 21 T14N R1E COM 170 FT E & 55 FT S OF E 1/8 COR ON N SEC LN, TH S 163 FT, E 141.7 FT, N 163 FT, W 141.7 FT.
Legal Range01E
Legal Township14N
Legal Section21
JurisdictionMIDLAND MI
Township / Civil DivisionHOMER
Census Block Group2
Census Block2003
Census Tract291200

Owner

396 E Isabella Rd is owned and occupied by an individual who bought it in July 2020.

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address396 E ISABELLA RD, MIDLAND, MI 48640-8348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2020Warranty Deed, Transfer · FHA Mortgage
PRIMELENDING
Oct 11, 2018Warranty Deed, Transfer
Dec 7, 2017Sheriff's Deed, Foreclosure
Jun 1, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2020 · Amount on File
Deed SaleJul 2, 2020 · Amount on File
Prior SaleOct 11, 2018 · Amount on File
Deed Book / Page1635 / 52
Prior Transfer DateJun 23, 2010
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJul 2, 2020
Property Address396 E ISABELLA RD, MIDLAND, MI 48640-8348
Document Number1635/52
Book / Page1635 / 52
Instrument DateJun 30, 2020
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address369 E ISABELLA RD, 369, MIDLAND, MI 48640-8348

Transferred To (Grantee/Buyer)

NameVerified Name
Address10340 MIDLAND RD LOT 8, 8, FREELAND, MI 48623-9712

Mortgage

Document Number163553
DateJul 2, 2020
Instrument1635/53
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateOct 11, 2018
Property Address396 E ISABELLA RD, MIDLAND, MI 48640-8348
Document Number1619/0408
Book / Page1619 / 0408
Instrument DateSep 26, 2018
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1210 CLARK RD, LAPEER, MI 48446-9401

December 2017: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionMIDLAND MI
Recording DateDec 7, 2017
Property Address396 E ISABELLA RD, MIDLAND, MI 48640-8348
Document Number1611/0472
Book / Page1611 / 0472
Instrument DateNov 28, 2017
Transaction TypeForeclosure
Record UpdatedMay 18, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5710 EASTMAN AVE, MIDLAND, MI 48640-2564

June 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateJun 1, 2017
Property Address396 E ISABELLA RD, MIDLAND, MI 48640-8348
Document Number1606/0751
Book / Page1606 / 0751
Instrument DateMay 26, 2017
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address906 W MILLER RD, 906, MIDLAND, MI 48640-9107

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 W MILLER RD, MIDLAND, MI 48640-9107

Tax Assessment & Valuation

The 2025 property tax bill for 396 E Isabella Rd was $1,691 with a homeowner's exemption, up 1.1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHomer Township
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,600 (+1.85%)$143,200 (+1.85%)
2025$1,691.00 (+1.14%) Homeowner's exemption$70,300$140,600
2024$1,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 396 E Isabella Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 396 E Isabella Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Isabella Rd

Nearby Streets

Search Property Records by Address or Parcel Number