396 E Congress St, Colton, CA 92324 Property Records

San Bernardino County property record for 396 E Congress St, Colton, CA 92324

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 924 sqft · built 1980
Lot Size	0.092 acres (4,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Oct 2025)
Tax Bill	$5,293 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0163-253-12-0000`

Property Details

APN / Parcel Number

Primary APN	`0163-253-12-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	924 sqft
Family Room	Family Room

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,015 sqft (0.092 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	396 E CONGRESS ST
City	COLTON
State	CA
Zip	92324-3546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2270 LOT 68 RAMONA SUBDIVISION EX ST
Legal Subdivision	RAMONA SUBDIVISION
Legal Tract	2270
Legal Block	1
Legal Lot Number	68
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1010
Census Tract	12500

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	396 E CONGRESS ST, COLTON, CA 92324-3546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Grant Deed, Transfer · Conventional Mortgage PRIMARY PARTNERS
Feb 15, 2022	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Dec 17, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 31, 2017	Grant Deed, Transfer · VA Mortgage CMG FINANCIAL
May 23, 2017	Deed of Trust, Mortgage · Conventional with PMI DURANT ENTS INC
May 26, 2017	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Feb 15, 2022 · Amount on Record
Deed Document Number	2025244385
Record Updated	Sep 20, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 9, 2025
Property Address	396 E CONGRESS ST, COLTON, CA 92324-3546
Document Number	0000244385
Map Reference	MB 32 PG 56
Instrument Date	Sep 16, 2025
Instrument	2025-0244385
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	396 E CONGRESS ST, COLTON, CA 92324-3546

Mortgage

Document Number	0000244386
Date	Oct 9, 2025
Instrument	2025-0244386

Lender

Name	PRIMARY PARTNERS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 15, 2022
Property Address	396 E CONGRESS ST, COLTON, CA 92324-3546
Document Number	0000062578
Map Reference	MB 32 PG 56
Instrument Date	Feb 7, 2022
Instrument	2022-0062578
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 E CONGRESS ST, COLTON, CA 92324-3546

Mortgage

Document Number	0000062579
Date	Feb 15, 2022
Instrument	2022-0062579

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	396 E CONGRESS ST, COLTON, CA 92324-3546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 E CONGRESS ST, COLTON, CA 92324-3546

Mortgage

Document Number	0000514049
Date	Dec 17, 2020
Instrument	2020-0514049

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 31, 2017
Property Address	396 E CONGRESS ST, COLTON, CA 92324-3546
Document Number	0000449127
Map Reference	MB32 PG56
Instrument Date	Oct 11, 2017
Instrument	2017-0449127
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 E CONGRESS ST, COLTON, CA 92324-3546

Mortgage

Document Number	0000449128
Date	Oct 31, 2017
Instrument	2017-0449128

Lender

Name	CMG FINANCIAL
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	396 E CONGRESS ST, COLTON, CA 92324-3546
Document Number	0000224290
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9377 HAVEN AVE #210 RANCHO CUCAMONGA CA 917305340, 210, RANCHO CUCAMONGA, CA 91730-5340
Investor	Possibly a Property Investor

Mortgage

Document Number	0000224290
Date	Jun 1, 2017
Instrument	224290

Lender

Name	DURANT ENTS INC
Address	1034 SPRING OAK WAY, CHINO HILLS, CA 91709-2257

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 26, 2017
Property Address	396 E CONGRESS ST, COLTON, CA 92324-3546
Document Number	0000219051
Instrument Date	May 3, 2017
Instrument	219051
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$171.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9377 HAVEN AVE #200 RANCHO CUCAMONGA CA 917305340, 200, RANCHO CUCAMONGA, CA 91730-5340
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Colton City
Unified School District	Colton Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,900 (+5.99%) Land $134,970 Building $314,930
2025	$5,293.00 (+4.52%)	$424,483 (+4.04%) Land $127,345 Building $297,138
2023	$5,064.00 (+51.03%)	$408,000 Land $122,400 Building $285,600
2022	$3,353.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLTON serves 46,525 people · EPA ID CA3610014
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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