McHenry County property record for 396 Douglas Ave, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,289 sqft · built 1951 |
| Lot Size | 0.315 acres (13,728 sqft) |
| Owner | Owner Name on Record |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-05-153-011 |
| Primary APN | 19-05-153-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,289 sqft |
| Gross Area | 2,410 sqft |
| 1st Floor Area | 1,289 sqft |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Frame Siding |
| Lot Area | 13,728 sqft (0.315 acres) |
| Lot Dimensions | 195 ft deep x 70 ft wide |
| Heating System | Forced Air |
|---|
| Street Address | 396 DOUGLAS AVE |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-5908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2014R0012354 SELY 1/3 SWLY1/2 LT 5 & NWLY 1/3 SWLY 1/2 LT 4 BLK 1 FORDS ADDN |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 05 |
| Legal Subdivision | FORDS ADD |
| Legal Block | 1 |
| Legal Lot Number | 4-5 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 871301 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 396 DOUGLAS AVE, CRYSTAL LAKE, IL 60014-5908 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 2, 2025 | Deed of Trust, Mortgage · Line of Credit HOME STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jul 12, 2010 |
| Last Transfer Date | Apr 21, 2014 |
| Transfer Doc | 0000012354 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 396 DOUGLAS AVE, CRYSTAL LAKE, IL 60014-5908 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000014773 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021R0014773 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 396 DOUGLAS AVE, CRYSTAL LAKE, IL 60014-5908 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000023707 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 2025R0023707 |
| Name | HOME STATE BANK |
|---|---|
| Type | Bank |
| Address | CRYSTAL LAKE, IL 60014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Crystal Lake City |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $85,698 Land $16,092 Building $69,606 | $257,094 Land $48,276 Building $208,818 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2003–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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