396 Dancing Water Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 396 Dancing Water Dr, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,014 sqft · built 2020
Owner	Individual Name on File
Last Sale	$465,000 (Feb 2020)
Tax Bill	$6,556 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-31-5VK-0000-2920`

Property Details

APN / Parcel Number

Primary APN	`06-21-31-5VK-0000-2920`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,014 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	396 DANCING WATER DR
City	WINTER SPRINGS
State	FL
Zip	32708-0008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 292 TUSKAWILLA CROSSINGS PHASE 1 PLAT BOOK 83 PAGES 75-89
Legal Range	31
Legal Township	21
Legal Section	06
Legal Subdivision	TUSKAWILLA CROSSINGS
Legal Phase	1
Legal Lot Number	292
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2018
Census Tract	21306

Owner

396 Dancing Water Dr is owned and occupied by an individual who bought it in February 2020.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	396 DANCING WATER DR, WINTER SPGS, FL 32708-0008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC
Feb 24, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2020 · Amount on File
Deed Sale	Feb 24, 2020 · Amount on File
Deed Document Number	2020020100
Deed Book / Page	9542 / 1494
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	396 DANCING WATER DR, WINTER SPRINGS, FL 32708-0008
Transaction Type	Mortgage
Record Updated	Dec 8, 2025
Title Company	SUMMIT TITLE SERVICES LLC, SUMMIT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 DANCING WATER DR, WINTER SPRINGS, FL 32708-0008

Mortgage

Document Number	0100410673
Date	Sep 13, 2021
Book Page	10041/673
Instrument	2021120979

Lender

Name	FILO MORTGAGE LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2041

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	396 DANCING WATER DR, WINTER SPRINGS, FL 32708-0008
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 DANCING WATER DR, WINTER SPRINGS, FL 32708-0008

Mortgage

Document Number	0100161684
Date	Aug 17, 2021
Book Page	10016/1684
Instrument	2021108854

Lender

Name	FILO MORTGAGE LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

February 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Feb 24, 2020
Property Address	396 DANCING WATER DR, WINTER SPRINGS, FL 32708-0008
Document Number	0095421494
Book / Page	9542 / 1494
Map Reference	MB 83 PG 75
Instrument Date	Feb 10, 2020
Instrument	2020020100
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 DANCING WATER DR, WINTER SPRINGS, FL 32708-0008

Mortgage

Document Number	0095421498
Date	Feb 24, 2020
Instrument	9542/1498

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 396 Dancing Water Dr was $6,556 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,556.00 Homeowner's exemption	$434,802	$579,308 Land $145,000 Building $434,308
2023	$5,756.00 (+2.66%) Homeowner's exemption	$410,241 (+3%)	$544,403 (+13.94%) Land $135,000 Building $409,403
2022	$5,607.00 Homeowner's exemption	$398,292	$477,798 Land $105,000 Building $372,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 396 Dancing Water Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2008–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 396 Dancing Water Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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