396 Cummings Rd, Greene, NY 13778 Property Records

Chenango County and Greene Town property record for 396 Cummings Rd, Greene, NY 13778

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 896 sqft · built 1885
Lot Size6.4 acres (278,784 sqft)
OwnerIndividual Name on File
Last Sale$30,000 (Jul 1996)
Tax Bill$2,732 (2026)
Deeds & MortgagesApr 2020 Sale
Flood ZoneZone X (minimal risk)
APN083089 225.-1-23

Property Details

APN / Parcel Number

Primary APN083089 225.-1-23
Alternative APNs
  • 308922500000010230000000
  • 0611728

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area896 sqft Living Area
1st Floor Area712 sqft
Upper Floors Area184 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleTraditional
Exterior MaterialWood
Foundation TypeRaised
Lot Area278,784 sqft (6.4 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area218 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0611728
Street Address396 CUMMINGS RD
CityGREENE
StateNY
Zip13778-2521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number23.000
JurisdictionCHENANGO NY
Township / Civil DivisionGREENE
Census Block Group4
Census Block4000
Census Tract970802

Owner

396 Cummings Rd is owned and occupied by an individual who bought it in July 1996.

Source: Chenango County and Greene Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address396 CUMMINGS RD, GREENE, NY 13778-2521
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 1996 · Amount on File
Deed SaleJul 18, 1996 · Amount on File
Deed Book / Page794 / 109
Record UpdatedOct 29, 2026

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHENANGO NY
Recording DateApr 23, 2020
Property Address396 CUMMINGS RD, GREENE, NY 13778-2521
Document Number0000000541
Instrument DateApr 4, 2020
Instrument541
Transaction TypeTransfer
Record UpdatedMay 21, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$20.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address749 STATE HIGHWAY 206 GREENE NY 137784108, GREENE, NY 13778-4108

Tax Assessment & Valuation

The 2026 property tax bill for 396 Cummings Rd was $2,732 with a homeowner's exemption, up 17.4% from the year before.

Source: Chenango County and Greene Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChenango County
County SubdivisionGreene Town
Unified School DistrictGreene Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,732.00 (+17.4%) Homeowner's exemption
2025$2,327.00$69,400 Land $28,300 Building $41,100$113,770 Land $46,393 Building $67,377
2023$69,400 Land $28,300 Building $41,100$95,068 Land $38,767 Building $56,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 396 Cummings Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2006–2011)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 396 Cummings Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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