396 Countryside Dr, Loretto, TN 38469 Property Records

Lawrence County property record for 396 Countryside Dr, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,176 sqft · built 2008
Lot Size	5.03 acres (219,107 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Aug 2017)
Tax Bill	$2,195 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Nov 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`050157 01922`

Property Details

APN / Parcel Number

Primary APN	`050157 01922`
Alternative APN	`157 01922`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	2,176 sqft
Attic	Attic
Attic Area	582 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	219,107 sqft (5.03 acres)
Garage Type	Mixed
Garage Area	1,782 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Pool House	168 sqft
Porch	Patio
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	396 COUNTRYSIDE DR
City	LORETTO
State	TN
Zip	38469-2573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	1
Census Block Group	1
Census Block	1029
Census Tract	960700

Owner

Source: Lawrence County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	396 COUNTRYSIDE DR, LORETTO, TN 38469-2573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 9, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 18, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Mar 20, 2018	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Aug 4, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
May 26, 2017	Quit Claim Deed, Transfer BELL LAW SETTLEMENT SERVICES LLC, BELL LAW SETTLEMENT SVCS LLC
Feb 2, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY RESIDENTIAL SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2017 · Amount on Record
Deed Sale	Aug 4, 2017 · Amount on Record
Prior Sale	Feb 2, 2017 · Amount on Record
Deed Document Number	20174008
Deed Book / Page	513 / 373
Transfer Doc	507940
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	396 COUNTRYSIDE DR, LORETTO, TN 38469-2573
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000724745
Date	Sep 21, 2023
Book Page	724/745
Instrument	23005137

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	396 COUNTRYSIDE DR, LORETTO, TN 38469-2573
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	612789
Date	Nov 9, 2020
Book Page	612/789
Instrument	20006580

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	396 COUNTRYSIDE DR, LORETTO, TN 38469-2573
Document Number	584261
Instrument Date	Jan 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	396 COUNTRYSIDE DR LORETTO TN 384692573, LORETTO, TN 38469-2573

Mortgage

Document Number	584261
Date	Jan 31, 2020
Book Page	000584/000261
Instrument	636

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	396 COUNTRYSIDE DR, LORETTO, TN 38469-2573
Document Number	53030
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 COUNTRYSIDE DR LORETTO TN 384692573, LORETTO, TN 38469-2573

Mortgage

Document Number	53030
Date	Mar 26, 2018
Book Page	000530/000030
Instrument	1517

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Aug 4, 2017
Property Address	396 COUNTRYSIDE DR, LORETTO, TN 38469-2573
Document Number	513373
Book / Page	000513 / 000373
Instrument Date	Jul 27, 2017
Instrument	4008
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,509.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 COUNTRYSIDE DR LORETTO TN 384692573, LORETTO, TN 38469-2573

Mortgage

Document Number	513375
Date	Aug 4, 2017
Book Page	000513/000375
Instrument	4009

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE TN
Recording Date	May 26, 2017
Property Address	396 COUNTRYSIDE DR, LORETTO, TN 38469-2573
Document Number	507940
Book / Page	000507 / 000940
Instrument Date	May 18, 2017
Instrument	2740
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	BELL LAW SETTLEMENT SERVICES LLC, BELL LAW SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	396 COUNTRYSIDE DR LORETTO TN 384692573, LORETTO, TN 38469-2573

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Feb 2, 2017
Property Address	396 COUNTRYSIDE DR, LORETTO, TN 38469-2573
Document Number	499698
Book / Page	000499 / 000698
Instrument Date	Jan 26, 2017
Instrument	582
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY RESIDENTIAL SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$1,387.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	396 COUNTRYSIDE DR LORETTO TN 384692573, LORETTO, TN 38469-2573

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,195.00	$109,200 (-) Land $11,250 Building $97,950
2024	$2,195.00	$109,200 (-) Land $11,250 Building $97,950
2023	$2,195.00	$109,200 (-) Land $11,250 Building $97,950
2022	$2,195.00	$109,200 Land $11,250 Building $97,950	$436,800 Land $45,000 Building $391,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH WATER SYSTEM serves 1,533 people · EPA ID TN0000604
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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