Otsego County and Maryland Town property record for 396 Co Hwy 34, Schenevus, NY 12155
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,426 sqft · built 1920 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Apr 2024) |
| Tax Bill | $2,223 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 363600 230.00-1-49.00 |
| Primary APN | 363600 230.00-1-49.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,426 sqft Living Area |
| 1st Floor Area | 713 sqft |
| 2nd Floor Area | 713 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 304 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 019770 |
|---|---|
| Street Address | 396 COUNTY HIGHWAY 34 |
| City | SCHENEVUS |
| State | NY |
| Zip | 12155-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 973 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 49.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | MARYLAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 590701 |
396 Co Hwy 34 is owned by two individuals who bought it in April 2024.
Source: Otsego County and Maryland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1830 WALLACE AVE, 2, BRONX, NY 10462-3614 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on File |
| Deed Sale | Apr 18, 2024 · Amount on File |
| Deed Document Number | 20241470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 18, 2024 |
| Property Address | 396 COUNTY HIGHWAY 34, SCHENEVUS, NY 12155-2204 |
| Document Number | 0000000470 |
| Instrument Date | Apr 14, 2024 |
| Instrument | 2024-1470 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1830 WALLACE AVE # 2, 2, BRONX, NY 10462-3614 |
| Document Number | 0000000471 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 2024-1471 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
The 2026 property tax bill for 396 Co Hwy 34 was $2,223, up 5.4% from the year before.
Source: Otsego County and Maryland Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Maryland Town |
| Unified School District | Schenevus Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,223.00 (+5.36%) | ||
| 2025 | $2,110.00 | $71,400 Land $11,000 Building $60,400 | $100,748 Land $15,521 Building $85,227 |
| 2023 | $71,400 Land $11,000 Building $60,400 | $85,000 Land $13,095 Building $71,905 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Co Hwy 34 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 396 Co Hwy 34 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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