396 Calle Guaymas, San Clemente, CA 92672 Property Records

Orange County property record for 396 Calle Guaymas, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,489 sqft · built 1975
Lot Size	0.04 acres (1,760 sqft)
Owner	2 Individual Names on File
Last Sale	$387,000 (Aug 2003)
Tax Bill	$6,124 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`691-132-48`

Property Details

APN / Parcel Number

Primary APN	`691-132-48`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,489 sqft Living Area
Gross Area	1,972 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	1,760 sqft (0.04 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	396 CALLE GUAYMAS
City	SAN CLEMENTE
State	CA
Zip	92672-4883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7351 BLK LOT 144
Legal Subdivision	TRACT 7351 IN THE CITY OF SAN CLEMENTE
Legal Tract	7351
Legal Lot Number	144
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1006
Census Tract	42206

Owner

396 Calle Guaymas is owned and occupied by two individuals who bought it in August 2003.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	396 CALLE GUAYMAS, SAN CLEMENTE, CA 92672-4883
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit INTELLILOAN INC
Mar 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMJ FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2003 · Amount on File
Deed Sale	Aug 15, 2003 · Amount on File
Prior Sale	Jul 3, 2002 · Amount on File
Deed Document Number	2003991040
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	396 CALLE GUAYMAS, SAN CLEMENTE, CA 92672-4883
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 CALLE GUAYMAS, SAN CLEMENTE, CA 92672-4883

Mortgage

Document Number	0000031241
Date	Feb 9, 2026
Instrument	2026000031241

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	396 CALLE GUAYMAS, SAN CLEMENTE, CA 92672-4883
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 CALLE GUAYMAS, SAN CLEMENTE, CA 92672-4883

Mortgage

Document Number	0000098791
Date	Apr 28, 2023
Instrument	2023000098791

Lender

Name	INTELLILOAN INC
Type	Mortgage Company
Address	SANTA ANA, CA 92799

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	396 CALLE GUAYMAS, SAN CLEMENTE, CA 92672-4883
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085616
Date	Mar 19, 2019
Instrument	2019000085616

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	396 CALLE GUAYMAS, SAN CLEMENTE, CA 92672-4883
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000423964
Date	Oct 28, 2019
Instrument	2019000423964

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	396 CALLE GUAYMAS, SAN CLEMENTE, CA 92672-4883
Document Number	0000515332
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	396 CALLE GUAYMAS SAN CLEMENTE CA 926724883, SAN CLEMENTE, CA 92672-4883

Mortgage

Document Number	0000515332
Date	Sep 22, 2020
Instrument	515332

Lender

Name	JMJ FIN'L
Type	Funding / Finance Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 396 Calle Guaymas was $6,124 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$561,226 (+2%) Land $416,105 Building $145,121
2025	$6,124.00 Homeowner's exemption	$550,222 Land $407,946 Building $142,276
2023	$5,798.00 (+2.78%) Homeowner's exemption	$528,857 Land $392,105 Building $136,752
2022	$5,641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 396 Calle Guaymas in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 396 Calle Guaymas is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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