396 Chestnut Hill Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 396 Chestnut Hill Rd, Chepachet, RI 02814

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,338 sqft · built 1983
Lot Size2.67 acres (116,305 sqft)
OwnerIndividual Name on File
Last Sale$551,500 (Apr 2025)
Tax Bill$5,794 (2025)
Deeds & MortgagesNov 2021 Refinance
Jun 2023 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN6-0009-42

Property Details

APN / Parcel Number

Primary APN6-0009-42
Alternative APNs
  • GLOC M:011 B:044
  • 4-0057-95

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,338 sqft Living Area
Gross Area3,084 sqft
1st Floor Area1,338 sqft
Basement Area1,296 sqft
Unfinished Basement1,296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area116,305 sqft (2.67 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number6-0009-42
Street Address396 CHESTNUT HILL RD
CityCHEPACHET
StateRI
Zip02814-1936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10
Legal Block44
JurisdictionGLOCESTER RI
Township / Civil DivisionGLOCESTER
Census Block Group1
Census Block1015
Census Tract13101

Owner

396 Chestnut Hill Rd is owned and occupied by an individual who bought it in April 2025.

Source: Glocester Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address396 CHESTNUT HILL RD, CHEPACHET, RI 02814-1936
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FEDERAL SAVINGS BANK
Jun 29, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
HANSCOM FCU
Apr 2, 2025Warranty Deed, Transfer · Stand-Alone First Mortgage
COASTAL ONE CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2025 · Amount on File
Deed SaleApr 2, 2025 · Amount on File
Prior SaleMar 24, 2015 · Amount on File
Deed Book / Page965 / 106
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOCESTER RI
Property Address396 CHESTNUT HILL RD, CHEPACHET, RI 02814-1936
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000888-332
DateNov 29, 2021
Book Page888/332
Instrument48510
Lender
NameFEDERAL SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2051

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOCESTER RI
Property Address396 CHESTNUT HILL RD, CHEPACHET, RI 02814-1936
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000928-39
DateJun 29, 2023
Book Page928/39
Instrument51875
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2053

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLOCESTER RI
Recording DateApr 2, 2025
Property Address396 CHESTNUT HILL RD, CHEPACHET, RI 02814-1936
Document Number000965-106
Book / Page965 / 106
Instrument DateApr 2, 2025
Instrument54958
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 CHESTNUT HILL RD, CHEPACHET, RI 02814-1936

Mortgage

Document Number0000054959
DateApr 2, 2025
Instrument54959
Lender
NameCOASTAL ONE CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate5.88%
Type Change DateMay 1, 2030
Max Rate At Change2.5%
Index5-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 396 Chestnut Hill Rd was $5,794.

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionGlocester Town
Secondary School DistrictFoster-Glocester Regional School District (06 - 12)
Elementary School DistrictGlocester Elementary School District (PK - 05)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,794.00$406,300 Land $150,000 Building $256,300$501,319
2023$5,790.00 (+2.37%)$406,300 (+34.27%) Land $150,000 Building $256,300
2022$5,656.00$302,600 Land $93,300 Building $209,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 396 Chestnut Hill Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims3 (1983–2010)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 396 Chestnut Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880

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