396 Chandler St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 396 Chandler St, Worcester, MA 01602

Property Summary

Property Type	Apartments (5+ Units)
Details	7 bd · 4 ba · 4,183 sqft · built 1920
Lot Size	0.235 acres (10,221 sqft)
Owner	Individual Name on File
Last Sale	$360,600 (Apr 2004)
Tax Bill	$10,178 (2026)
Deeds & Mortgages	Oct 2020 Refinance Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-003-00005`

Property Details

APN / Parcel Number

Primary APN	`14-003-00005`
Alternative APN	`WORC M:14 B:003 L:00005`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Units	4 Units
Stories	3 Stories
Building Area	4,183 sqft Living Area
Gross Area	6,597 sqft
1st Floor Area	1,521 sqft
Basement Area	1,593 sqft
Unfinished Basement	1,593 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,221 sqft (0.235 acres)
Deck Area	Deck Area

Location & Zoning

Account Number	14-003-00005
Street Address	396 CHANDLER ST
City	WORCESTER
State	MA
Zip	01602-3342
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	BL-1
Legal Block	3
Legal Lot Number	5
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2005
Census Tract	731102

Owner

396 Chandler St, a residential property, is owned by an individual who bought it in April 2004.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 MCCANN PL, PAXTON, MA 01612-1272
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 13, 2018	Deed of Trust, Mortgage LOANDEPOT COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2004 · Amount on File
Deed Sale	Apr 7, 2004 · Amount on File
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	396 CHANDLER ST, WORCESTER, MA 01602-3342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63467-201
Date	Oct 9, 2020
Book Page	63467/201
Instrument	120329

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	396 CHANDLER ST, WORCESTER, MA 01602-3342
Document Number	59111-347
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 CHANDLER ST WORCESTER MA 016023342, WORCESTER, MA 01602-3342

Mortgage

Document Number	59111-347
Date	Jul 17, 2018
Book Page	059111/000347
Instrument	72562

Lender

Name	LOANDEPOT COM

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 396 Chandler St was $10,178, up 2.6% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,178.00 (+2.61%)	$766,400 (+1.91%) Land $93,500 Building $672,900
2025	$9,919.00	$752,000 Land $89,000 Building $663,000
2023	$9,073.00	$632,700 Land $48,500 Building $584,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 396 Chandler St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1996–2021)
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 396 Chandler St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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