396 Central St, Hudson, NC 28638 Property Records

Caldwell County property record for 396 Central St, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,544 sqft · built 1930
Lot Size	0.439 acres (19,140 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Aug 1997)
Tax Bill	$482 (2025)
Flood Zone	Zone X (minimal risk)
APN	`03 7 1 21`

Property Details

APN / Parcel Number

Primary APN	`03 7 1 21`
Alternative APN	`102912`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,544 sqft Heated Area
Gross Area	1,924 sqft
1st Floor Area	1,336 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Wood
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	19,140 sqft (0.439 acres)
Lot Dimensions	165 ft deep x 116 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	572 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	102912
Street Address	396 CENTRAL ST
City	HUDSON
State	NC
Zip	28638-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1198 PG 804 YR 97
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2014
Census Tract	30700

Owner

Source: Caldwell County records · APN 03 7 1 21

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	396 CENTRAL ST, HUDSON, NC 28638-2208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 1997 · Amount on Record
Deed Sale	Aug 01, 1997 · Amount on Record
Deed Book / Page	1198 / 804
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,100 (-) Land $14,800 Building $127,300
2025	$482.00 (+106.87%)	$142,100 (+155.58%) Land $14,800 Building $127,300	$142,100 (+155.58%) Land $14,800 Building $127,300
2023		$55,600 (-) Land $14,800 Building $40,800	$55,600 (-) Land $14,800 Building $40,800
2022	$233.00	$55,600 Land $14,800 Building $40,800	$55,600 Land $14,800 Building $40,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 22, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Based on FCC filings for 95 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LENOIR serves 26,388 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.