Sarasota County property record for 396 Bunker Hl, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,168 sqft · built 1998 |
| Lot Size | 0.708 acres (30,870 sqft) |
| Owner | Individual Name on File |
| Last Sale | $720,000 (Jul 2017) |
| Tax Bill | $7,250 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2020 Mortgage + 1 more |
| APN | 0141-13-0001 |
| Primary APN | 0141-13-0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,168 sqft Living Area |
| 1st Floor Area | 3,168 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 30,870 sqft (0.708 acres) |
| Lot Width | 1 ft Width |
| Garage Type | Attached |
| Garage Area | 743 sqft |
| Pool Area | 312 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 463 sqft |
| Patio Area | 579 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 396 BUNKER HL |
|---|---|
| City | OSPREY |
| State | FL |
| Zip | 34229-8999 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OUE2 |
| Legal Description | LOT 10 OAKS 2 PHASE 1 |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 02 |
| Legal Subdivision | OAKS 2 PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 2229 |
| Legal Lot Number | 10 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 2101 |
396 Bunker Hl is owned and occupied by an individual who bought it in July 2017.
Source: Sarasota County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 396 BUNKER HL, OSPREY, FL 34229-8999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jul 28, 2017 | Warranty Deed, Transfer · ARM STONEGATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2017 · Amount on File |
| Deed Sale | Jul 28, 2017 · Amount on File |
| Prior Sale | Mar 17, 1998 · Amount on File |
| Deed Document Number | 2017095397 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 396 BUNKER HL, OSPREY, FL 34229-8999 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 396 BUNKER HL, OSPREY, FL 34229-8999 |
| Document Number | 0000215670 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2021215670 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 396 BUNKER HL, OSPREY, FL 34229-8999 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000089424 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 2020089424 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jul 28, 2017 |
| Property Address | 396 BUNKER HL, OSPREY, FL 34229-8999 |
| Document Number | 0000095397 |
| Map Reference | MB30 PG4&4A-4I |
| Instrument Date | Jul 27, 2017 |
| Instrument | 2017095397 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,040.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 223 WOLFE RD, 223, VERGENNES, VT 05491-9288 |
| Name | Verified Name |
|---|---|
| Address | 396 BUNKER HL, OSPREY, FL 34229-8999 |
| Document Number | 0000095398 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 2017095398 |
| Name | STONEGATE BANK |
|---|---|
| Type | Bank |
| Address | POMPANO BEACH, FL 33062 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year LIBOR |
| Max Rate | 10.7% |
The 2025 property tax bill for 396 Bunker Hl was $7,250 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,250.00 Homeowner's exemption | $668,915 | $980,200 Land $537,900 Building $442,300 |
| 2023 | $7,629.00 (+2.83%) Homeowner's exemption | $631,129 (+3%) | $921,000 (+7.32%) Land $445,800 Building $475,200 |
| 2022 | $7,419.00 Homeowner's exemption | $612,747 | $858,200 Land $319,600 Building $538,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 396 Bunker Hl; there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on File median of 155 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 396 Bunker Hl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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