396 Bittersweet Rd, Lake Ozark, MO 65049 Property Records

Camden County property record for 396 Bittersweet Rd, Lake Ozark, MO 65049

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 2003
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,525 (Mar 2026)
Tax Bill	$918 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01 9.0 29.0 000.0 016 050.000`

Property Details

APN / Parcel Number

Primary APN	`01 9.0 29.0 000.0 016 050.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Gross Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	396 BITTERSWEET RD
City	LAKE OZARK
State	MO
Zip	65049-6726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 631
Legal Range	16W
Legal Township	40N
Legal Section	29
Legal Subdivision	CORNETT COVE NO 3
Legal Lot Number	631
Jurisdiction	CAMDEN MO
Township / Civil Division	PAWHUSKA
Census Block Group	1
Census Block	1023
Census Tract	950101

Owner

Source: Camden County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	396 BITTERSWEET RD, LAKE OZARK, MO 65049-6726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE HEADQUARTERS INC
Mar 17, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE HEADQUARTERS INC
May 2, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE HEADQUARTERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	May 2, 2025
Deed Book / Page	923 / 983
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	396 BITTERSWEET RD, LAKE OZARK, MO 65049-6726
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 BITTERSWEET RD, LAKE OZARK, MO 65049-6726

Mortgage

Document Number	000342/472
Date	Dec 14, 2021
Book Page	342/472

Lender

Name	MORTGAGE HEADQUARTERS INC
Type	Mortgage Company
Address	OSAGE BEACH, MO 65065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMDEN MO
Recording Date	Mar 17, 2026
Property Address	396 BITTERSWEET RD, LAKE OZARK, MO 65049-6726
Document Number	000923/983
Book / Page	923 / 983
Map Reference	MB 14 PG 92
Instrument Date	Mar 12, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 BITTERSWEET RD, LAKE OZARK, MO 65049-6726

Mortgage

Document Number	0000358761
Date	Mar 17, 2026
Instrument	358/761

Lender

Name	MORTGAGE HEADQUARTERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	May 2, 2025
Property Address	396 BITTERSWEET RD, LAKE OZARK, MO 65049-6726
Document Number	000911/956
Book / Page	911 / 956
Map Reference	MB 14 PG 92
Instrument Date	May 1, 2025
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC OSA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 BITTERSWEET RD, LAKE OZARK, MO 65049-6726

Mortgage

Document Number	0000355329
Date	May 2, 2025
Instrument	355/329

Lender

Name	MORTGAGE HEADQUARTERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Camden County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Municipality	Village Of Four Seasons
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$918.00 (-0.97%)	$17,360 (-)	$91,368 (-)
2023		$17,360 (-)	$91,368 (-)
2022	$927.00	$17,360	$91,368

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	40 units insured incl. 32 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMDEN COUNTY PWSD 4 HORSESHOE BEND serves 7,912 people · EPA ID MO3021377
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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