Bergen County and Ridgefield Borough property record for 396 Bernard Pl, Ridgefield, NJ 07657
| Property Type | Single Family Home |
|---|---|
| Details | 2,288 sqft · built 1962 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,954 (2025) |
| Deeds & Mortgages | Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-03204-0000-00012 |
| Primary APN | 49-03204-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,288 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 75 ft deep x 64 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 4900153000000034 |
|---|---|
| Street Address | 396 BERNARD PL |
| City | RIDGEFIELD |
| State | NJ |
| Zip | 07657-2717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | 64X75 1.9LT |
| Legal Block | 3204 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 45101 |
396 Bernard Pl is owned and occupied by two individuals who acquired it in September 2020.
Source: Bergen County and Ridgefield Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 396 BERNARD PL, RIDGEFIELD, NJ 07657-2717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 10, 2020 |
| Transfer Doc | 0037920158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 27, 2020 |
| Property Address | 396 BERNARD PL, RIDGEFIELD, NJ 07657-2717 |
| Document Number | 0037920158 |
| Book / Page | 003792 / 000158 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 110844 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 396 BERNARD PL RIDGEFIELD NJ 076572717, RIDGEFIELD, NJ 07657-2717 |
The 2025 property tax bill for 396 Bernard Pl was $12,954, up 2.8% from the year before.
Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Borough |
| Unified School District | Ridgefield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $779,900 (+1.99%) Land $353,900 Building $426,000 | $779,900 (+1.99%) Land $353,900 Building $426,000 | |
| 2025 | $12,954.00 (+2.75%) | $764,700 Land $348,900 Building $415,800 | $764,700 Land $348,900 Building $415,800 |
| 2024 | $12,607.00 | ||
| 2023 | $731,800 Land $336,400 Building $395,400 | $731,800 Land $336,400 Building $395,400 | |
| 2022 | $12,226.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Bernard Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 396 Bernard Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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