396 Belhaven Dr, Troy, MI 48085 Property Records

Oakland County property record for 396 Belhaven Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,997 sqft · built 1956
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on Record
Last Sale$332,500 (May 2014)
Tax Bill$5,737 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-15-103-021

Property Details

APN / Parcel Number

Primary APN88-20-15-103-021

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,997 sqft Living Area
1st Floor Area2,997 sqft
Basement Area2,997 sqft
Unfinished Basement2,997 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area27,007 sqft (0.62 acres)
Lot Dimensions199 ft deep x 135 ft wide
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address396 BELHAVEN DR
CityTROY
StateMI
Zip48085-4787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 15 BELZAIR SUB NO. 1 LOT 35
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionBELZAIR SUB #1
Legal Lot Number35
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4005
Census Tract197000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address396 BELHAVEN DR, TROY, MI 48085-4787
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2014 · Amount on Record
Deed SaleMay 2, 2014 · Amount on Record
Deed Document Number201483975
Deed Book / Page47005 / 527
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address396 BELHAVEN DR, TROY, MI 48085-4787
Transaction TypeMortgage
Record UpdatedApr 5, 2021
Title CompanyEMBASSY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 BELHAVEN DR, TROY, MI 48085-4787

Mortgage

Document Number0000060899
DateMar 9, 2021
Book Page55844/643
Instrument60899
Lender
NameKAYE FINANCIAL CORP
TypeFunding / Finance Company
AddressWEST BLOOMFIELD, MI 48322
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,737.00 (-3.84%)
2023$367,140
2022$5,966.00$183,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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