396 Baldwin Dr, Howard, OH 43028 Property Records

Knox County property record for 396 Baldwin Dr, Howard, OH 43028 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1978
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on File
Tax Bill	$7,305 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-00068.000`

Property Details

APN / Parcel Number

Primary APN	`23-00068.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,184 sqft
Attic	Attic
Attic Area	568 sqft
Basement Area	1,184 sqft
Finished Basement	975 sqft
Unfinished Basement	209 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,195 sqft (0.257 acres)
Lot Dimensions	200 ft deep x 56 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	780 sqft
Patio Area	840 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	396 BALDWIN DR
City	HOWARD
State	OH
Zip	43028-8044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD HILLS LOT #68
Legal Lot Number	68
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2022
Census Tract	6801

Owner

Source: Knox County records · APN 23-00068.000

Assessment roll updated April 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	396 BALDWIN DR, HOWARD, OH 43028-8044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 01, 1987
Deed Sale	Jan 01, 1987
Last Transfer Date	Jan 23, 2014
Transfer Doc	0000001379
Record Updated	Sep 20, 2026

April 2020: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	KNOX OH
Recording Date	Apr 08, 2020
Property Address	396 BALDWIN DR, HOWARD, OH 43028-8044
Document Number	0017710787
Book / Page	001771 / 000787
Instrument Date	Jan 28, 2020
Instrument	2601
Transaction Type	Transfer
Record Updated	Jul 06, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	396 BALDWIN DR HOWARD OH 430288044, HOWARD, OH 43028-8044

Mortgage

Document Number	17710789
Date	Apr 08, 2020
Book Page	001771/000789
Instrument	2602

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	3.35%

Mortgage

Document Number	17710805,
Date	Apr 08, 2020
Book Page	001771/000805
Instrument	2603

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate	3.35%

Tax Assessment & Valuation

Source: Knox County records · Assessment roll updated April 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$641,400 (-) Land $326,920 Building $314,480
2025	$7,305.00 (-18.57%)	$224,490 (-) Land $114,420 Building $110,070
2024	$8,971.00 (-1.73%)	$224,490 (-) Land $114,420 Building $110,070
2023	$9,129.00 (+24.8%)	$224,490 (+45%) Land $114,420 Building $110,070	$641,400 (+45%) Land $326,920 Building $314,480
2022	$7,315.00	$154,820 Land $78,910 Building $75,910
2020			$442,340 Land $225,460 Building $216,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Knox County (39083C), updated July 7, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390830068012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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