396 Atlantic Ave, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 396 Atlantic Ave, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,090 sqft · built 1950
Lot Size	0.172 acres (7,497 sqft)
Owner	Individual Name on Record
Tax Bill	$7,104 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0027 B:0002 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0027 B:0002 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,090 sqft Living Area
Gross Area	2,701 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,497 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	396 ATLANTIC AVE
City	MARBLEHEAD
State	MA
Zip	01945-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	2
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	3
Census Block	3002
Census Tract	203100

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 BESSOM ST, MARBLEHEAD, MA 01945-2372
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · ARM FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE AMERICA LLC
May 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	396 ATLANTIC AVE, MARBLEHEAD, MA 01945-2718
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40270-434
Date	Sep 13, 2021
Book Page	40270/434
Instrument	20210913003000

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	925 Months
Due	Oct 1, 2098

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	396 ATLANTIC AVE, MARBLEHEAD, MA 01945-2718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38468-161
Date	Apr 30, 2020
Book Page	38468/161
Instrument	20200430000350

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Type Change Date	May 1, 2021

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	396 ATLANTIC AVE, MARBLEHEAD, MA 01945-2718
Document Number	36751-21
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 ATLANTIC AVE MARBLEHEAD MA 019452718, MARBLEHEAD, MA 01945-2718

Mortgage

Document Number	36751-21
Date	May 31, 2018
Book Page	036751/000021
Instrument	180531900

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Nov 16, 2017
Property Address	396 ATLANTIC AVE, MARBLEHEAD, MA 01945-2718
Document Number	36337-374
Book / Page	036337 / 000374
Instrument Date	Nov 13, 2017
Instrument	1711163910
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 ATLANTIC AVE MARBLEHEAD MA 019452718, MARBLEHEAD, MA 01945-2718

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,104.00 (+3.94%)	$829,900 (+9.88%) Land $655,800 Building $174,100	$722,835 (-19.17%)
2025	$6,835.00 (+27.23%)	$755,300 (+25.99%) Land $593,900 Building $161,400	$894,235
2024	$5,372.00 (-10.03%)	$599,500 (+0.4%) Land $494,900 Building $104,600
2023	$5,971.00	$597,100 Land $494,900 Building $102,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	17 (1978–2019)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Jan 2019 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 2 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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