39591 92nd Ave, Onamia, MN 56359 Property Records

Mille Lacs County property record for 39591 92nd Ave, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 1985
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Nov 2020)
Tax Bill	$1,998 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-400-0010`

Property Details

APN / Parcel Number

Primary APN	`17-400-0010`

Interior

Building Area	864 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	22,651 sqft (0.52 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Deck Area	192 sqft

Location & Zoning

Street Address	39591 92ND AVE
City	ONAMIA
State	MN
Zip	56359-7826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK A S 25 FT OF LOT 2 BLK A
Legal Range	26
Legal Township	42
Legal Section	15
Legal Subdivision	IZATYS
Legal Block	A
Legal Lot Number	1-2
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2017
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39591 92ND AVE, ONAMIA, MN 56359-7826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Nov 4, 2020	Deed, Transfer · FHA Mortgage BROKERS SOLUTIONS INC
Feb 2, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Sep 1, 2009 · Amount on Record
Deed Document Number	2020420327
Prior Transfer Date	Jan 25, 2018
Prior Transfer Doc	A404752
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	39591 92ND AVE, ONAMIA, MN 56359-7826
Transaction Type	Mortgage
Record Updated	Apr 18, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39591 92ND AVE, ONAMIA, MN 56359-7826
Investor	Possibly a Property Investor

Mortgage

Document Number	000A440411
Date	Mar 28, 2024
Instrument	A440411

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	AUSTIN, TX 78726

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Nov 1, 2050

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 4, 2020
Property Address	39591 92ND AVE, ONAMIA, MN 56359-7826
Document Number	A420327
Instrument Date	Oct 26, 2020
Instrument	A420327
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	39591 92ND AVE, ONAMIA, MN 56359-7826
Investor	Possibly a Property Investor

Mortgage

Document Number	A420328
Date	Nov 4, 2020
Instrument	A420328

Lender

Name	BROKERS SOLUTIONS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 2, 2018
Property Address	39591 92ND AVE, ONAMIA, MN 56359-7826
Document Number	A404752
Instrument Date	Jan 25, 2018
Instrument	A404752
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15110 EVELYN LN, MINNETONKA, MN 55345-2902

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,998.00 (-11.75%)	$241,600 (+2.85%) Land $87,200 Building $154,400	$241,600 (+2.85%) Land $87,200 Building $154,400
2025	$2,264.00 (+3.1%) Homeowner's exemption	$234,900 (-2.77%) Land $86,200 Building $148,700	$234,900 (-2.77%) Land $86,200 Building $148,700
2023	$2,196.00	$241,600 Land $73,200 Building $168,400	$241,600 Land $73,200 Building $168,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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