DeSoto County property record for 3959 Windermere Dr S, Nesbit, MS 38651
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,626 sqft · built 1984 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $302,500 (Oct 2021) |
| Tax Bill | $1,663 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-07-5-22-01-0-00003-00 |
| Primary APN | 2-07-5-22-01-0-00003-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,626 sqft Adjusted Area |
| 1st Floor Area | 1,687 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Pool Area | 512 sqft |
| Street Address | 3959 WINDERMERE DR S |
|---|---|
| City | NESBIT |
| State | MS |
| Zip | 38651-8315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | PLEASANT ACRES S-D SEC A LOT 3 |
| Legal Range | 007 |
| Legal Township | 02S |
| Legal Section | 22 |
| Legal Subdivision | PLEASANT ACRES S-D |
| Legal Lot Number | 3 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 70633 |
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3959 WINDERMERE DR S, NESBIT, MS 38651-8315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2018 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Apr 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Oct 14, 2021 | Deed of Trust, Mortgage · VA Mortgage COMMUNITY MORTGAGE CORP |
| Oct 4, 2021 | Warranty Deed, Transfer · VA Mortgage COMMUNITY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on Record |
| Deed Sale | Oct 4, 2021 · Amount on Record |
| Prior Sale | Apr 25, 2016 · Amount on Record |
| Deed Book / Page | 973 / 463 |
| Prior Transfer Date | Apr 19, 2016 |
| Prior Transfer Doc | 000789/683 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3959 WINDERMERE DR S, NESBIT, MS 38651-8315 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004645/415 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 4645/415 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | GERMANTOWN, TN 38138 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3959 WINDERMERE DR S, NESBIT, MS 38651-8315 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3959 WINDERMERE DR S, NESBIT, MS 38651-8315 |
| Document Number | 005217/727 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 5217/727 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3959 WINDERMERE DR S, NESBIT, MS 38651-8315 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | GUARDIAN TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 5846 WHITE RIDGE CIR E 5846, 5846, OLIVE BRANCH, MS 38654-3231 |
| Document Number | 005373/236 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 5373/236 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CORDOVA, TN 38018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 4, 2021 |
| Property Address | 3959 WINDERMERE DR S, NESBIT, MS 38651-8315 |
| Document Number | 000973/463 |
| Book / Page | 973 / 463 |
| Map Reference | MB 18 PG 30 |
| Instrument Date | Sep 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2032 PLUMAS DR, 2032, NESBIT, MS 38651-8570 |
| Name | Verified Name |
|---|---|
| Address | 3959 WINDERMERE DR S, NESBIT, MS 38651-8315 |
| Document Number | 0005362491 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 5362/491 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,663.00 (+19.73%) | $23,798 (+40.82%) Land $2,500 Building $21,298 | $237,977 (+40.82%) Land $25,000 Building $212,977 |
| 2023 | $1,389.00 | $16,899 | $168,994 Land $25,000 Building $143,994 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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