3959 Ridgedale Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 3959 Ridgedale Dr, Cincinnati, OH 45247

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,096 sqft · built 1976
Lot Size	0.495 acres (21,562 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Apr 2026)
Tax Bill	$4,281 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0093-0244-00`

Property Details

APN / Parcel Number

Primary APN	`550-0093-0244-00`
Alternative APN	`0010578`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area
Gross Area	3,760 sqft
1st Floor Area	1,112 sqft
2nd Floor Area	984 sqft
Basement Area	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Brick/Stone
Roof Material	Asphalt
Lot Area	21,562 sqft (0.495 acres)
Lot Dimensions	239 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3959 RIDGEDALE DR
City	CINCINNATI
State	OH
Zip	45247-6948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEDALE DR 90 X 239.26 LOT 28 GOLDEN VALLEY SUB BLK A
Legal Subdivision	GOLDEN VALLEY SUB
Legal Block	A
Legal Lot Number	28
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3002
Census Tract	20812

Owner

3959 Ridgedale Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Hamilton County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3959 RIDGEDALE DR, CINCINNATI, OH 45247-6948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Deed Document Number	202628070
Deed Book / Page	15644 / 1477
Prior Transfer Date	Apr 2, 2026
Prior Transfer Doc	0000028070
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 14, 2026
Property Address	3959 RIDGEDALE DR, CINCINNATI, OH 45247-6948
Document Number	0000028070
Book / Page	15644 / 1477
Instrument Date	Apr 2, 2026
Instrument	202628070
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	PRODIGY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,400.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	3959 RIDGEDALE DR, CINCINNATI, OH 45247-6948

Mortgage

Document Number	0000028071,
Date	Apr 14, 2026
Instrument	202628071

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3959 Ridgedale Dr was $4,281, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,281.00 (+2.27%)	$78,894 (-) Land $17,798 Building $61,096	$225,410 Land $50,850 Building $174,560
2024	$4,186.00 (-0.48%)	$78,894 (-) Land $17,798 Building $61,096
2023	$4,206.00 (+1.79%)	$78,894 (+24.6%) Land $17,798 Building $61,096	$225,410 Land $50,850 Building $174,560
2022	$4,132.00 Homeowner's exemption	$63,319 Land $15,946 Building $47,373
2020			$180,910 Land $45,560 Building $135,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3959 Ridgedale Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3959 Ridgedale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20