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3959 Delaware St, Gary, IN 46409 Property Records

Lake County property record for 3959 Delaware St, Gary, IN 46409

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 990 sqft · built 1925
Lot Size0.085 acres (3,703 sqft)
OwnerIndividual Name on File
Last Sale$46,000 (Jun 2025)
Tax Bill$786 (2024)
Deeds & MortgagesJul 2026 Mortgage
Jun 2025 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-25-43-0345-0014

Property Details

APN / Parcel Number

Primary APN001-25-43-0345-0014
Alternative APNs
  • 45-08-27-177-006.000-004
  • 254303450014

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area990 sqft Living Area
Basement Area990 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1965
Construction TypeWood
Roof MaterialAsphalt
Lot Area3,703 sqft (0.085 acres)
Lot Dimensions124 ft deep x 30 ft wide
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-43-0345-0014
Old Parcel Number254303450014
Street Address3959 DELAWARE ST
CityGARY
StateIN
Zip46409-1738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREAT GARY REALTY CO'S 1ST ADD. S. 20 FT. L.8 BL.1 N. 10 FT. L.9 BL.1
Legal SubdivisionGREAT GARY REALTY COMPANYS ADD
Legal Block1
Legal Lot Number8
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group3
Census Block3015
Census Tract12300

Owner

Source: Lake County records · APN 001-25-43-0345-0014

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address817 W 63RD AVE, MERRILLVILLE, IN 46410-2937
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE DIRECT LLC
Jun 30, 2025Warranty Deed, Transfer
Jun 02, 2025Warranty Deed, Transfer
MITCHELL M GUESS TRADITIONAL 177241
Apr 13, 2022Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Prior SaleJun 02, 2025 · Amount on Record
Deed Document Number2025-523806
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Recording DateJul 28, 2026
Property Address3959 DELAWARE ST, GARY, IN 46409-1738
Document Number0000531699
Instrument DateJul 27, 2026
Instrument2026531699
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 W 63RD AVE, MERRILLVILLE, IN 46410-2937

Mortgage

Document Number0000531699,
DateJul 28, 2026
Instrument2026531699
Lender
NameMORTGAGE DIRECT LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 30, 2025
Property Address3959 DELAWARE ST, GARY, IN 46409-1738
Document Number0000023806
Map ReferenceMB 11 PG 8
Instrument DateJun 27, 2025
Instrument2025-523806
Transaction TypeTransfer
Record UpdatedFeb 06, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 W 63RD AVE, MERRILLVILLE, IN 46410-2937

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 02, 2025
Property Address3959 DELAWARE ST, GARY, IN 46409-1738
Document Number0000019342
Map ReferenceMB 11 PG 8
Instrument DateMay 22, 2025
Instrument2025-519342
Transaction TypeTransfer
Record UpdatedFeb 06, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2929 JEWETT AVE # 206, 206, HIGHLAND, IN 46322-1618
InvestorPossibly a Property Investor

Mortgage

Document Number0000020721
DateJun 02, 2025
Instrument2025-520721
Lender
NameMITCHELL M GUESS TRADITIONAL 177241
TypeNon-Lending Institution
Agreement
AmountAmount Recorded
Term11 Months
DueMay 30, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateApr 13, 2022
Property Address3959 DELAWARE ST, GARY, IN 46409-1738
Document Number0000015639
Map ReferenceMB 11 PG 8
Instrument DateApr 11, 2022
Instrument2022-515639
Transaction TypeTransfer
Record UpdatedFeb 06, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3982 MARYLAND ST, GARY, IN 46409-1741
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$41,000 (+8.18%) Land $2,100 Building $38,900$41,000 (+8.18%) Land $2,100 Building $38,900
2024$786.00 (-34.77%)$37,900 (+83.98%) Land $2,100 Building $35,800$37,900 (+83.98%) Land $2,100 Building $35,800
2023$20,600 (+3.52%) Land $5,100 Building $15,500$20,600 (+3.52%) Land $5,100 Building $15,500
2022$1,205.00$19,900 Land $5,200 Building $14,700$19,900 Land $5,200 Building $14,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 16, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · other causes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Based on FCC filings for 528 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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