3959 D St, Sacramento, CA 95819 Property Records

Sacramento County property record for 3959 D St, Sacramento, CA 95819

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,091 sqft · built 1921
Lot Size	0.098 acres (4,270 sqft)
Owner	Individual Name on File
Last Sale	$443,000 (Jun 2015)
Tax Bill	$6,330 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`004-0183-018-0000`

Property Details

APN / Parcel Number

Primary APN	`004-0183-018-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,091 sqft Living Area
1st Floor Area	931 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,270 sqft (0.098 acres)
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3959 D ST
City	SACRAMENTO
State	CA
Zip	95819-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	W B FINK SUBDIVISION AMD, LOT 40
Legal Subdivision	W B FINK SUBDIVISION AMD
Legal Lot Number	40
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2002
Census Tract	300

Owner

3959 D St is owned and occupied by an individual who bought it in June 2015.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3959 D ST, SACRAMENTO, CA 95819-2039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 22, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
May 2, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2015 · Amount on File
Deed Sale	Jun 8, 2015 · Amount on File
Prior Sale	Jun 21, 2005 · Amount on File
Deed Book / Page	20150608 / 1091
Prior Transfer Date	Feb 21, 2001
Prior Transfer Doc	2001000280
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3959 D ST, SACRAMENTO, CA 95819-2039
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3959 D ST, SACRAMENTO, CA 95819-2039

Mortgage

Document Number	0000000721
Date	Mar 22, 2021
Instrument	202103220721

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3959 D ST, SACRAMENTO, CA 95819-2039
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3959 D ST, SACRAMENTO, CA 95819-2039

Mortgage

Document Number	3220000000721
Date	Mar 22, 2021
Book Page	20210322/721

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3959 D ST, SACRAMENTO, CA 95819-2039
Document Number	2005080948
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3959 D ST SACRAMENTO CA 958192039, SACRAMENTO, CA 95819-2039

Mortgage

Document Number	2005080948
Date	May 8, 2020
Instrument	2005080948

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3959 D St was $6,330, up 1.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$542,444 (+2%) Land $206,801 Building $335,643
2025	$6,330.00 (+1.43%)	$531,809 Land $202,747 Building $329,062
2024	$6,241.00 (+2.41%)
2023	$6,094.00 (+1.69%)	$511,160 Land $194,875 Building $316,285
2022	$5,993.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3959 D St in Zone X, where a levee reduces flood risk, though there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	8 (1993–2004)
Most Recent Claim	Sep 2004 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3959 D St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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