3959 Chestnut Ave, Concord, CA 94519 Property Records

Contra Costa County property record for 3959 Chestnut Ave, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,974 sqft · built 1975
Lot Size	0.246 acres (10,720 sqft)
Owner	2 Company Names on Record
Last Sale	$950,000 (Apr 2026)
Tax Bill	$4,116 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-300-039-4`

Property Details

APN / Parcel Number

Primary APN	`114-300-039-4`
Alternative APN	`114-300-039`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,974 sqft Living Area
1st Floor Area	1,974 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1976
Lot Area	10,720 sqft (0.246 acres)
Garage Type	Attached
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3959 CHESTNUT AVE
City	CONCORD
State	CA
Zip	94519-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	T04246 L0001 B EX 1/2 MR
Legal Subdivision	SUBDIVISION 4246
Legal Tract	04246
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4000
Census Tract	331000

Owner

Source: Contra Costa County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3959 CHESTNUT AVE, CONCORD, CA 94519-1908
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CREDIT UNION
Apr 14, 2026	Grant Deed, Transfer · Conventional Mortgage GOLDEN 1 CREDIT UNION
Jan 28, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Jan 28, 2026 · Amount on Record
Deed Document Number	202637614
Prior Transfer Date	Oct 31, 2024
Prior Transfer Doc	0000120286
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 23, 2026
Property Address	3959 CHESTNUT AVE, CONCORD, CA 94519-1908
Document Number	0000077665
Instrument Date	Jul 17, 2026
Instrument	202677665
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	3959 CHESTNUT AVE, CONCORD, CA 94519-1908

Mortgage

Document Number	0000077665,
Date	Jul 23, 2026
Instrument	202677665

Lender

Name	PATELCO CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.81%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 14, 2026
Property Address	3959 CHESTNUT AVE, CONCORD, CA 94519-1908
Document Number	0000037614
Instrument Date	Apr 6, 2026
Instrument	202637614
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	3959 CHESTNUT AVE, CONCORD, CA 94519-1908

Mortgage

Document Number	0000037615,
Date	Apr 14, 2026
Instrument	202637615

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 28, 2026
Property Address	3959 CHESTNUT AVE, CONCORD, CA 94519-1908
Document Number	0000009013
Map Reference	MB 173 PG 8 & 9
Instrument Date	Jan 23, 2026
Instrument	2026- 009013
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3959 CHESTNUT AVE, CONCORD, CA 94519-1908

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$775,200 (+168.8%) Land $510,000 Building $265,200
2025	$4,116.00 (+5.4%)	$288,394 (+4.04%) Land $99,710 Building $188,684
2023	$3,905.00 (+1.83%) Homeowner's exemption	$277,197 Land $95,839 Building $181,358
2022	$3,835.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Apr 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom.

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