3958 Kiser Island Rd, Terrell, NC 28682 Property Records

Catawba County property record for 3958 Kiser Island Rd, Terrell, NC 28682

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,173 sqft · built 2001
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jun 2018)
Tax Bill	$1,182 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4617-04-63-7276`

Property Details

APN / Parcel Number

Primary APN	`4617-04-63-7276`
Alternative APN	`0014484`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,173 sqft Living Area
1st Floor Area	2,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	197 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	199 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3958 KISER ISLAND RD
City	TERRELL
State	NC
Zip	28682-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LOT 1 PLAT 12-96
Legal Subdivision	MRS C BALLARD AND M SHERRILL
Legal Lot Number	1
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2034
Census Tract	11505

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3958 KISER ISLAND RD, TERRELL, NC 28682-9763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Mar 24, 2021	Intrafamily Transfer, Transfer
Jun 27, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2018 · Amount on Record
Deed Sale	Jun 27, 2018 · Amount on Record
Prior Sale	May 11, 2004 · Amount on Record
Deed Document Number	201810703
Deed Book / Page	3459 / 1658
Last Transfer Date	Mar 24, 2021
Transfer Doc	0036431758
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3958 KISER ISLAND RD, TERRELL, NC 28682-9763
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3958 KISER ISLAND RD, TERRELL, NC 28682-9763

Mortgage

Document Number	0038630758
Date	Apr 1, 2024
Book Page	3863/758
Instrument	5382

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3958 KISER ISLAND RD, TERRELL, NC 28682-9763
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036461386
Date	Apr 5, 2021
Book Page	3646/1386
Instrument	7760

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CATAWBA NC
Recording Date	Mar 24, 2021
Property Address	3958 KISER ISLAND RD, TERRELL, NC 28682-9763
Document Number	0036431758
Book / Page	3643 / 1758
Map Reference	MB 12 PG 96
Instrument Date	Mar 24, 2021
Instrument	6771
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3958 KISER ISLAND RD, TERRELL, NC 28682-9763

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jun 27, 2018
Property Address	3958 KISER ISLAND RD, TERRELL, NC 28682-9763
Document Number	0034591658
Book / Page	003459 / 001658
Instrument Date	Jun 15, 2018
Instrument	10703
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3638 LEE MOORE RD MAIDEN NC 286509225, MAIDEN, NC 28650-9225

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,600 (-) Land $39,000 Building $257,600
2025	$1,182.00 (-19.04%)	$296,600 (+70.46%) Land $39,000 Building $257,600
2024	$1,460.00 (+2.03%)
2023	$1,431.00	$174,000 Land $28,500 Building $145,500	$296,600 Land $39,000 Building $257,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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