Washington County property record for 3958 Granada Dr, Chipley, FL 32428
| Property Type | Vacant Land |
|---|---|
| Details | 1,176 sqft · built 1979 |
| Lot Size | 5.11 acres (222,591 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Sep 2024) |
| Tax Bill | $460 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000033720001 |
| Primary APN | 000033720001 |
|---|---|
| Alternative APNs |
|
| Lot Area | 222,591 sqft (5.11 acres) |
|---|---|
| Garage Type | Carport |
| Garage Area | 960 sqft |
| Carport | Carport |
| Carport Area | 960 sqft |
| Porch | Porch |
| Porch Area | 168 sqft |
| Patio Area | 100 sqft |
| Street Address | 3958 GRANADA DR |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-3569 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | 29 2 14 5.11 ORB 1315 P 539 PARCEL DESC IN ORB 1315 P 539, ROAD MAINTENANCE IN AGREEMENT IN ORB 797 P 157. |
| Legal Range | 14W |
| Legal Township | 02S |
| Legal Section | 29 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 970302 |
3958 Granada Dr, vacant land, is owned by two individuals who bought it in September 2024.
Source: Washington County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1502 2ND ST, PANAMA CITY, FL 32409-3383 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Sep 11, 2024 | Warranty Deed, Transfer UNKNOWN, ANCHOR TTL CO JESSICA BENNET |
| Oct 18, 2021 | Warranty Deed, Transfer UNKNOWN, OMEGA TITLE FLORIDA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2024 · Amount on File |
| Deed Sale | Sep 11, 2024 · Amount on File |
| Prior Sale | Oct 18, 2021 · Amount on File |
| Deed Document Number | 20246718 |
| Deed Book / Page | 1315 / 539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Sep 22, 2026 |
| Property Address | 3958 GRANADA DR, CHIPLEY, FL 32428-3569 |
| Document Number | 0000007444 |
| Book / Page | 1384 / 671 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 20267444 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3958 GRANADA DR, CHIPLEY, FL 32428-3569 |
| Document Number | 0000007444, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 1384/671 |
| Instrument | 20267444 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Sep 11, 2024 |
| Property Address | 3958 GRANADA DR, CHIPLEY, FL 32428-3569 |
| Document Number | 0067006718 |
| Book / Page | 1315 / 539 |
| Instrument Date | Sep 11, 2024 |
| Instrument | 202467006718 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | UNKNOWN, ANCHOR TTL CO JESSICA BENNET |
| Amount | Amount on Record |
|---|---|
| Tax | $455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 SARATOGA PL, LYNN HAVEN, FL 32444-3364 |
| Name | Verified Name |
|---|---|
| Address | 1502 2ND ST, PANAMA CITY, FL 32409-3383 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Oct 18, 2021 |
| Property Address | 3958 GRANADA DR, CHIPLEY, FL 32428-3569 |
| Document Number | 0067007654 |
| Book / Page | 1220 / 818 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 202167007654 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | UNKNOWN, OMEGA TITLE FLORIDA LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $385.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2730 MOSQUITO RD, CHIPLEY, FL 32428-3534 |
| Name | Verified Name |
|---|---|
| Address | 105 SARATOGA PL, LYNN HAVEN, FL 32444-3364 |
The 2025 property tax bill for 3958 Granada Dr was $460, up 2.9% from the year before.
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $460.00 (+2.91%) | $33,215 (-) Land $33,215 | $33,215 (-) Land $33,215 |
| 2024 | $447.00 (-1.32%) | $33,215 (-) Land $33,215 | $33,215 (-) Land $33,215 |
| 2023 | $453.00 (+7.6%) | $33,215 (+8.33%) Land $33,215 | $33,215 (+8.33%) Land $33,215 |
| 2022 | $421.00 | $30,660 Land $30,660 | $30,660 Land $30,660 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3958 Granada Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2019–2022) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jan 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3958 Granada Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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