3958 Coffee Rd, Forest, VA 24551 Property Records

Bedford County property record for 3958 Coffee Rd, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Jul 2023)
Tax Bill	$1,155 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62 8 2`

Property Details

APN / Parcel Number

Primary APN	`62 8 2`
Alternative APNs	`90509492` `530281`

Exterior

Lot Area	45,738 sqft (1.05 acres)

Location & Zoning

Account Number	530281
Street Address	3958 COFFEE RD
City	FOREST
State	VA
Zip	24551-4683
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSROADS LT 2 PB 49/401
Legal Subdivision	CROSSROADS
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	3
Census Block	3000
Census Tract	30101

Owner

Source: Bedford County records · APN 62 8 2

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3958 COFFEE RD, FOREST, VA 24551-4683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 31, 2020	Warranty Deed, Transfer ACQUISITION TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Mar 31, 2020 · Amount on Record
Deed Document Number	230006241
Record Updated	Jun 07, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	3958 COFFEE RD, FOREST, VA 24551-4683
Transaction Type	Mortgage
Record Updated	Jan 02, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3958 COFFEE RD, FOREST, VA 24551-4683

Mortgage

Document Number	0250010600
Date	Dec 10, 2025
Instrument	250010600

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 31, 2023
Property Address	3958 COFFEE RD, FOREST, VA 24551-4683
Document Number	0230006241
Instrument Date	Jul 27, 2023
Instrument	230006241
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3958 COFFEE RD, FOREST, VA 24551-4683

Mortgage

Document Number	0230006242
Date	Jul 31, 2023
Instrument	230006242

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Due	Jun 29, 2022

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 31, 2020
Property Address	3958 COFFEE RD, FOREST, VA 24551-4683
Document Number	0200003214
Instrument Date	Mar 11, 2020
Instrument	200003214
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ACQUISITION TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 MCVEIGH RD, LYNCHBURG, VA 24502-2816
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,155.00 Additional exemption filed	$140,950	$281,900 Land $60,000 Building $221,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 81% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	1,200 / 1,200

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Coffee Rd

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