Ingham County property record for 3957 Sun Rapids Dr, Okemos, MI 48864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,361 sqft · built 1991 |
| Lot Size | 0.249 acres (10,846 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (May 1991) |
| Tax Bill | $4,974 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-02-02-33-101-006 |
| Primary APN | 33-02-02-33-101-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,361 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 1,352 sqft |
| Unfinished Basement | 1,352 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,846 sqft (0.249 acres) |
| Lot Dimensions | 147 ft deep x 73.5 ft wide |
| Garage Area | 440 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 1,200 sqft |
| Balcony Area | 9 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3957 SUN RAPIDS DR |
|---|---|
| City | OKEMOS |
| State | MI |
| Zip | 48864-4503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RX |
| Legal Description | LOT 16 STONEBROOK SUB |
| Legal Subdivision | STONEBROOK |
| Legal Lot Number | 16 |
| Legal Unit | 16 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | MERIDIAN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 5004 |
Source: Ingham County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3957 SUN RAPIDS DR, OKEMOS, MI 48864-4503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA |
| Oct 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1991 · Amount on File |
| Deed Sale | May 1, 1991 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 3957 SUN RAPIDS DR, OKEMOS, MI 48864-4503 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3957 SUN RAPIDS DR, OKEMOS, MI 48864-4503 |
| Document Number | 0000003546 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 2024-003546 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 3957 SUN RAPIDS DR, OKEMOS, MI 48864-4503 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3957 SUN RAPIDS DR, OKEMOS, MI 48864-4503 |
| Document Number | 0000037237 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021-037237 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 3957 SUN RAPIDS DR, OKEMOS, MI 48864-4503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025129 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 2017-025129 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 3957 SUN RAPIDS DR, OKEMOS, MI 48864-4503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035926 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 2019-035926 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 3957 SUN RAPIDS DR, OKEMOS, MI 48864-4503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000023117 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2020-023117 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 326 Months |
| Due | Sep 1, 2047 |
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Meridian Charter Township |
| Unified School District | Okemos Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,400 (+4.67%) | $268,800 (+4.67%) | |
| 2025 | $4,974.00 (+22.06%) Homeowner's exemption | $128,400 (+24.06%) Land $14,400 Building $114,000 | $256,800 (+24.06%) Land $28,800 Building $228,000 |
| 2023 | $103,500 Land $12,500 Building $91,000 | $207,000 Land $25,000 Building $182,000 | |
| 2019 | $4,075.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERIDIAN TOWNSHIP serves 25,600 people · EPA ID MI0004260 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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