Wicomico County property record for 3957 S Upper Ferry Rd, Eden, MD 21822
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,117 sqft · built 1958 |
| Lot Size | 0.494 acres (21,519 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,230 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Sep 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-003595 |
| Primary APN | 07-003595 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,117 sqft Total Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,519 sqft (0.494 acres) |
| Garage Type | Mixed |
| Garage Area | 320 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 003595 |
|---|---|
| Street Address | 3957 S UPPER FERRY RD |
| City | EDEN |
| State | MD |
| Zip | 21822-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 21,519 SQFT 3957 S UPPER FERRY RD BNDRY SURVEY D & G QUICK |
| Legal Lot Number | 21 |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 7, TRAPPE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10800 |
3957 S Upper Ferry Rd is held in a trust since September 2000.
Source: Wicomico County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 8713 HEATHER RIDGE CT, GAITHERSBURG, MD 20879-4629 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 20, 2026 | Intrafamily Transfer, Transfer |
| Sep 19, 2025 | Intrafamily Transfer, Transfer |
| Sep 24, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2000 |
| Deed Sale | Sep 12, 2000 |
| Prior Sale | Sep 12, 2000 |
| Deed Document Number | 2000201950 |
| Deed Book / Page | 1769 / 327 |
| Transfer Doc | 0000201950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Jan 20, 2026 |
| Property Address | 3957 S UPPER FERRY RD, EDEN, MD 21822-2211 |
| Document Number | 0056610054 |
| Book / Page | 5661 / 54 |
| Instrument Date | Dec 27, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 8713 HEATHER RIDGE CT, GAITHERSBURG, MD 20879-4629 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Sep 19, 2025 |
| Property Address | 3957 S UPPER FERRY RD, EDEN, MD 21822-2211 |
| Document Number | 0056000316 |
| Book / Page | 5600 / 316 |
| Instrument Date | Aug 9, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 8713 HEATHER RIDGE CT, GAITHERSBURG, MD 20879-4629 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Sep 24, 2025 |
| Property Address | 3957 S UPPER FERRY RD, EDEN, MD 21822-2211 |
| Document Number | 0056040067 |
| Book / Page | 5604 / 67 |
| Instrument Date | Aug 9, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 8713 HEATHER RIDGE CT, GAITHERSBURG, MD 20879-4629 |
The 2025 property tax bill for 3957 S Upper Ferry Rd was $1,230, up 7.3% from the year before.
Source: Wicomico County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Unified School District | Wicomico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,967 (+11.05%) | $148,400 (-) Land $33,300 Building $115,100 | |
| 2025 | $1,230.00 (+7.33%) | $121,533 | $148,400 Land $33,300 Building $115,100 |
| 2024 | $1,146.00 (+8.22%) | ||
| 2023 | $1,059.00 | $106,200 | $108,100 Land $33,300 Building $74,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3957 S Upper Ferry Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 8 (1994–2015) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Mar 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3957 S Upper Ferry Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 94% of Maryland |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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