3957 Rutland Rd, Bethlehem, PA 18020 Property Records

Northampton County property record for 3957 Rutland Rd, Bethlehem, PA 18020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1965
Lot Size	0.348 acres (15,202 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Dec 2019)
Tax Bill	$530 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4864-06-6441-8360`

Property Details

APN / Parcel Number

Primary APN	`4864-06-6441-8360`
Alternative APN	`N7NE3 5 15 0205`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1965
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	15,202 sqft (0.348 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3957 RUTLAND RD
City	BETHLEHEM
State	PA
Zip	18020-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	DIST:05 CITY/MUNI/TWP:BETHLEHEM TOWNSHIP
Legal Subdivision	BIRCHWOOD FARMS
Legal Block	5
Legal Lot Number	15
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	BETHLEHEM
Census Block Group	1
Census Block	1022
Census Tract	17606

Owner

3957 Rutland Rd is owned and occupied by an individual who bought it in December 2019.

Source: Northampton County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3957 RUTLAND RD, BETHLEHEM, PA 18020-4537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNSYLVANIA STATE EMPLOYEES CU
Dec 30, 2019	Grant Deed, Transfer · Conventional Mortgage PENNSYLVANIA ST EMP CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on File
Deed Sale	Dec 30, 2019 · Amount on File
Deed Document Number	19-1295098
Deed Book / Page	2019-1 / 295098
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	3957 RUTLAND RD, BETHLEHEM, PA 18020-4537
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	SETTLEMENT ENGINE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023985
Date	Jul 21, 2022
Book Page	2022-1/204152
Instrument	2022023985

Lender

Name	PENNSYLVANIA STATE EMPLOYEES CU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2042

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Dec 30, 2019
Property Address	3957 RUTLAND RD, BETHLEHEM, PA 18020-4537
Document Number	0000035816
Book / Page	000001 / 295098
Instrument Date	Dec 27, 2019
Instrument	35816
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	FIRST UNITED LAND TRANSFER INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3957 RUTLAND RD BETHLEHEM PA 180204537, BETHLEHEM, PA 18020-4537

Mortgage

Document Number	35817
Date	Dec 30, 2019
Book Page	000001/295102
Instrument	35817

Lender

Name	PENNSYLVANIA ST EMP CU
Type	Credit Union
Address	HARRISBURG, PA 17106-7013

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3957 Rutland Rd was $530.

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northampton County
County Subdivision	Bethlehem Township
Unified School District	Bethlehem Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$530.00	$49,100 Land $20,800 Building $28,300
2024	$3,767.00	$49,100 Land $20,800 Building $28,300
1995			$98,200 Land $41,600 Building $56,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3957 Rutland Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3957 Rutland Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BETHLEHEM serves 117,259 people · EPA ID PA3480046
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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