3957 Providence Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 3957 Providence Rd, Hayes, VA 23072 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1978
Square Footage1,568 sqft Living Area
Lot Size22,521 sqft (0.517 acres)
OccupancyOwner Occupied
Last Sale$170,000 (2020)
Tax Bill$1,329.00 (2025)

Property Details

APN / Parcel Number

Primary APN12300

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,568 sqft Living Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1978
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeRaised Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area22,521 sqft (0.517 acres)
Garage Area576 sqft Garage
Deck Area280 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address3957 PROVIDENCE RD
CityHAYES
StateVA
Zip23072-2701
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFOXWELL ESTATES SEC 1 LOT 3
Legal SubdivisionFOXWELL
Legal Lot Number3
JurisdictionGLOUCESTER VA
Minor Civil DivisionYORK
Census Blockgroup3
Census Block3001
Census Tract100302

Owner

Source: Gloucester County records · APN 12300

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3957 PROVIDENCE RD, HAYES, VA 23072-2701
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 23, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
BAYPORT CREDIT UNION
Sep 01, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2020 · Amount on Record
Deed SaleSep 01, 2020 · Amount on Record
Deed Doc Number00D2004546
Deed Book / PageD / 2004546
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address3957 PROVIDENCE RD, HAYES, VA 23072-2701
Transaction TypeMortgage
Record UpdatedJun 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220002983
DateMay 23, 2022
Instrument220002983
Lender
NameBAYPORT CREDIT UNION
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term300 Months
DueMay 12, 2047
Interest
Rate TypeAdjustable Rate

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLOUCESTER VA
Recording DateSep 01, 2020
Property Address3957 PROVIDENCE RD, HAYES, VA 23072-2701
Document Number200004546
Instrument DateAug 31, 2020
Instrument200004546
Transaction TypeTransfer
Record UpdatedOct 05, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3957 PROVIDENCE RD, HAYES, VA 23072-2701

Mortgage

Document Number200004547
DateSep 01, 2020
Instrument200004547
Lender
NamePROSPERITY HOME MORTGAGE LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,329.00 (+5.31%)$216,510 (-) Land $55,190 Building $161,320$216,510 (-) Land $55,190 Building $161,320
2024$1,262.00$216,510 (-) Land $55,190 Building $161,320$216,510 (-) Land $55,190 Building $161,320
2023$1,262.00 (-3.52%)$216,510 (+19.94%) Land $55,190 Building $161,320$216,510 (+19.94%) Land $55,190 Building $161,320
2022$1,308.00$180,510 Land $40,250 Building $140,260$180,510 Land $40,250 Building $140,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 57% of Virginia
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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