3957 Gopher Ridge Rd, Samson, AL 36477 Property Records

Geneva County property record for 3957 Gopher Ridge Rd, Samson, AL 36477

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1940
Lot Size	76 acres (3,310,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Oct 2026)
Tax Bill	$467 (2026)
Deeds & Mortgages	Oct 2026 Sale & Construction Loan Feb 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2109310000004000`

Property Details

APN / Parcel Number

Primary APN	`2109310000004000`
Alternative APN	`0000821480`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Heated Area
1st Floor Area	1,080 sqft
Utility Area	35 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,310,560 sqft (76 acres)
Garage Type	Carport
Garage Area	35 sqft
Carport	Carport
Carport Area	35 sqft
Porch	Patio
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0000821480
Street Address	3957 GOPHER RIDGE RD
City	SAMSON
State	AL
Zip	36477-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW 1/4 OF NW 1/4 & NW 1/4 OF SW 1/4 LESS RD ROW. S31-T1N-R19E
Legal Range	19E
Legal Township	01N
Legal Section	31
Jurisdiction	GENEVA AL
Township / Civil Division	SAMSON
Census Block Group	2
Census Block	2157
Census Tract	50100

Owner

Source: Geneva County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3957 GOPHER RIDGE RD, SAMSON, AL 36477-8021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Warranty Deed, Construction Loan · Construction Mortgage ALABAMA AGENCY CREDIT FLCA
Feb 26, 2020	Warranty Deed, Transfer · Line of Credit SOUTHERN INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2026 · Amount on Record
Deed Sale	Oct 13, 2026 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1338 / 80
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GENEVA AL
Recording Date	Oct 13, 2026
Property Address	3957 GOPHER RIDGE RD, SAMSON, AL 36477-8021
Document Number	1338000080
Book / Page	1338 / 80
Instrument Date	Sep 29, 2026
Transaction Type	Construction Loan
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3957 GOPHER RIDGE RD, SAMSON, AL 36477-8021

Mortgage

Document Number	1338000083,
Date	Oct 13, 2026
Book Page	1338/83

Lender

Name	ALABAMA AGENCY CREDIT FLCA

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENEVA AL
Recording Date	Feb 26, 2020
Property Address	3957 GOPHER RIDGE RD, SAMSON, AL 36477-8021
Document Number	001054/300
Book / Page	1054 / 300
Instrument Date	Jan 17, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35415 JOHNS LN, EUSTIS, FL 32736-8402

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12089 COUNTY ROAD 4, FLORALA, AL 36442-7326

Mortgage

Document Number	0001054302
Date	Feb 26, 2020
Instrument	1054/302

Lender

Name	SOUTHERN INDEPENDENT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Geneva County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Geneva County
Unified School District	Geneva County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$467.00
2025	$467.00	$14,560 (-) Land $4,380 Building $10,180	$299,000 (-) Land $245,900 Building $53,100
2024	$467.00 (+13.08%)	$14,560 (+13.04%) Land $4,380 Building $10,180	$299,000 (+25.79%) Land $245,900 Building $53,100
2023	$413.00 (+0.73%)	$12,880 (+0.78%) Land $4,320 Building $8,560	$237,700 (+2.28%) Land $193,000 Building $44,700
2022	$410.00	$12,780 Land $4,280 Building $8,500	$232,400 Land $188,000 Building $44,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1998–2015)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Georges, Sep 1998 · 4 claims Severe Storms And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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