Emmet County property record for 3957 Evergreen Trl, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 2005 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,275 (May 2019) |
| Tax Bill | $1,967 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-22-300-049 |
| Primary APN | 01-19-22-300-049 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Lot Area | 75,359 sqft (1.73 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3957 EVERGREEN TRL |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | PT OF SW ? OF SW ? OF SECTION 22 COM AT SW COR OF SD SEC, TH ALG S LN OF SEC, S89?08?16?E 1077.47 FT TO POB, TH CONT ALG SD S LN S89?08?16?E 56.31 FT, TH N00?01?42?W 505.97 FT, TH N89?16?43?W 230.50 FT, TH S00?01?42?E 296.74 FT, TH S89?08?16?E 174.07 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 970600 |
3957 Evergreen Trl is owned and occupied by an individual who acquired it in June 2024.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3957 EVERGREEN TRL, PETOSKEY, MI 49770-9576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| May 9, 2019 | Warranty Deed, Transfer · FHA Mortgage PNC BANK NA |
| Jan 24, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2019 · Amount on File |
| Deed Sale | May 9, 2019 · Amount on File |
| Deed Document Number | 20195164952 |
| Deed Book / Page | 1212 / 32 |
| Last Transfer Date | Jun 18, 2024 |
| Transfer Doc | 001260/361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3957 EVERGREEN TRL, PETOSKEY, MI 49770-9576 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3957 EVERGREEN TRL, PETOSKEY, MI 49770-9576 |
| Document Number | 0000001257/0000000047 |
|---|---|
| Date | Jan 15, 2024 |
| Book Page | 0000001257/0000000047 |
| Instrument | 5210055 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 1, 2064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | May 9, 2019 |
| Property Address | 3957 EVERGREEN TRL, PETOSKEY, MI 49770-9576 |
| Document Number | 1212/32 |
| Book / Page | 1212 / 32 |
| Instrument Date | May 7, 2019 |
| Instrument | 5164952 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3597 EVERGREEN TRL, PETOSKEY, MI 49770-9576 |
| Document Number | 0001212/33 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 1212/33 |
| Instrument | 5164953 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jan 24, 2018 |
| Property Address | 3957 EVERGREEN TRL, PETOSKEY, MI 49770-9576 |
| Document Number | 1200/887 |
| Book / Page | 1200 / 887 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 000005153786 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3957 EVERGREEN TRL, PETOSKEY, MI 49770-9576 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,200 (+8.38%) Land $11,800 Building $112,400 | $248,400 (+8.38%) Land $23,600 Building $224,800 | |
| 2025 | $114,600 Land $9,500 Building $105,100 | $229,200 Land $19,000 Building $210,200 | |
| 2024 | $1,967.00 | ||
| 2023 | $85,800 Land $8,200 Building $77,600 | $171,600 Land $16,400 Building $155,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3957 Evergreen Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3957 Evergreen Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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