Wells County property record for 3957 E State Rd 124, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,385 sqft · built 2021 |
| Lot Size | 3.44 acres (149,846 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,808 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-05-34-400-008.000-010 |
| Primary APN | 90-05-34-400-008.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,385 sqft Living Area |
| 1st Floor Area | 2,385 sqft |
| Basement Area | 2,385 sqft |
| Finished Basement | 1,985 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 149,846 sqft (3.44 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 3,092 sqft |
| Parking Spaces | 10 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001574163 |
|---|---|
| Street Address | 3957 E STATE ROAD 124 |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-9309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34-27-12 3.44A (BY SURVEY) MID PT E 462' S/2 SE |
| Jurisdiction | WELLS IN |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 40400 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3957 E STATE ROAD 124, BLUFFTON, IN 46714-9309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK BERNIE |
| Oct 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES |
| Dec 30, 2019 | Warranty Deed, Transfer |
| Oct 24, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2022 |
| Deed Sale | Oct 14, 2022 |
| Prior Sale | Dec 30, 2019 |
| Deed Document Number | 20224330 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 3957 E STATE ROAD 124, BLUFFTON, IN 46714-9309 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020221423 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 20221423 |
| Name | FIRST BANK BERNIE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Oct 14, 2022 |
| Property Address | 3957 E STATE ROAD 124, BLUFFTON, IN 46714-9309 |
| Document Number | 0020224330 |
| Map Reference | DB 215 PG 366 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 20224330 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | METROPOLITAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 3957 E STATE ROAD 124, BLUFFTON, IN 46714-9309 |
| Document Number | 0020224331 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 20224331 |
| Name | AMERICAN MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Dec 30, 2019 |
| Property Address | 3957 E STATE ROAD 124, BLUFFTON, IN 46714-9309 |
| Document Number | 0020194617 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 20194617 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 606 PRAIRIE LN, OSSIAN, IN 46777-9285 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Oct 24, 2018 |
| Property Address | 3957 E STATE ROAD 124, BLUFFTON, IN 46714-9309 |
| Document Number | 0020184018 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 20184018 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 W SOUTH ST, BLUFFTON, IN 46714-2422 |
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Lancaster Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,808.00 (+17%) Homeowner's exemption | $740,500 (+24.71%) Land $90,900 Building $649,600 | $740,500 (+24.71%) Land $90,900 Building $649,600 |
| 2024 | $4,964.00 (+127.81%) | ||
| 2023 | $593,800 (+88.21%) Land $74,600 Building $519,200 | $593,800 (+88.21%) Land $74,600 Building $519,200 | |
| 2022 | $2,179.00 | $315,500 Land $52,400 Building $263,100 | $315,500 Land $52,400 Building $263,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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