Collin County property record for 3957 Cam Dr, Plano, TX 75074
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,935 sqft · built 1984 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,273 (May 2026) |
| Tax Bill | $9,038 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-0681-006-0060-1 |
| Primary APN | R-0681-006-0060-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,935 sqft Living Area |
| Gross Area | 3,175 sqft |
| 1st Floor Area | 2,935 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 513 sqft |
|---|---|
| Porch | Covered Patio/Porch |
| Porch Area | 275 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3957 CAMINO DR |
|---|---|
| City | PLANO |
| State | TX |
| Zip | 75074-3462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | LOS RIOS ADDITION PHASE 8, BLK F, LOT 6 |
| Legal Subdivision | LOS RIOS ADDITION PHASE 8 (CPL) |
| Legal Block | F |
| Legal Lot Number | 6 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | PLANO |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 31324 |
3957 Cam Dr is owned and occupied by two individuals who bought it in May 2026.
Source: Collin County records, as of May 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3957 CAMINO DR, PLANO, TX 75074-3462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| May 29, 2020 | Deed of Trust, Mortgage UIF CORP |
| Sep 6, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Jun 1, 2020 · Amount on File |
| Deed Document Number | 202661166 |
| Prior Transfer Date | May 29, 2020 |
| Prior Transfer Doc | 0000799660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | May 8, 2026 |
| Property Address | 3957 CAMINO DR, PLANO, TX 75074-3462 |
| Document Number | 0000061166 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026.61166 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3957 CAMINO DR, PLANO, TX 75074-3462 |
| Investor | Possibly a Property Investor |
| Document Number | 0000061167, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026..61167 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000061168, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026.61168 |
| Name | TEXAS STATE AFFORDABLE HSNG COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 3 Months |
| Due | May 6, 2029 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 3957 CAMINO DR, PLANO, TX 75074-3462 |
| Document Number | 0000799670 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3957 CAMINO DR PLANO TX 750743462, PLANO, TX 75074-3462 |
| Document Number | 0000799670 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 799670 |
| Name | UIF CORP |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 3957 CAMINO DR, PLANO, TX 75074-3462 |
| Document Number | 0001258750 |
| Instrument Date | Sep 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 3957 CAMINO DR PLANO TX 750743462, PLANO, TX 75074-3462 |
| Document Number | 0001258750 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 1258750 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3957 Cam Dr was $9,038, up 1.9% from the year before.
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Plano City |
| Unified School District | Plano Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,038.00 (+1.93%) | $529,279 Land $120,750 Building $408,529 | $529,279 Land $120,750 Building $408,529 |
| 2024 | $8,867.00 | ||
| 2023 | $523,292 Land $120,750 Building $402,542 | $523,292 Land $120,750 Building $402,542 | |
| 2022 | $8,226.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3957 Cam Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3957 Cam Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PLANO serves 292,059 people · EPA ID TX0430007 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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