Chautauqua County and Ellery Town property record for 3956 Willow Ave, Bemus Point, NY 14712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,700 sqft · built 1989 |
| Lot Size | 0.25 acres (10,918 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,713 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| APN | 063689 368.07-2-32 |
| Primary APN | 063689 368.07-2-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,156 sqft |
| 2nd Floor Area | 544 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 10,918 sqft (0.25 acres) |
| Lot Dimensions | 138 ft deep x 79 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 428 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 3956 WILLOW AVE |
|---|---|
| City | BEMUS POINT |
| State | NY |
| Zip | 14712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | OLD APN: 063689 40-1-18.2 |
| Legal Block | 2 |
| Legal Lot Number | 32.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | ELLERY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 36902 |
Source: Chautauqua County and Ellery Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 158 CHARTWELL RD OAKVILLE ONT CANADA L6J3Z6 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 6, 2010 |
| Transfer Doc | 0000002701/000000083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Apr 22, 2026 |
| Property Address | 3956 WILLOW AVE, BEMUS POINT, NY 14712 |
| Document Number | 0000001944 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20261944 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Document Number | 0000001944, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20261944 |
| Name | CATTARAUGUS COUNTY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 15, 2051 |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Ellery Town |
| Unified School District | Bemus Point Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,713.00 (+0.34%) | ||
| 2025 | $6,690.00 | $220,000 (-) Land $72,100 Building $147,900 | $354,800 (+12.42%) Land $116,278 Building $238,522 |
| 2023 | $220,000 (-) Land $72,100 Building $147,900 | $315,600 (+12.75%) Land $103,431 Building $212,169 | |
| 2022 | $220,000 Land $72,100 Building $147,900 | $279,900 Land $91,731 Building $188,169 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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