3956 Garfield Ave, Minneapolis, MN 55409 Property Records

Hennepin County property record for 3956 Garfield Ave, Minneapolis, MN 55409

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,400 sqft · built 1908
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Nov 2021)
Tax Bill$5,481 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10-028-24-22-0218

Property Details

APN / Parcel Number

Primary APN10-028-24-22-0218

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
Gross Area2,180 sqft
1st Floor Area780 sqft
Basement Area780 sqft

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions121 ft deep x 32.3 ft wide
Garage TypeDetached
PorchPorch
Porch Area100 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address3956 GARFIELD AVE
CityMINNEAPOLIS
StateMN
Zip55409-1433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2B
Legal DescriptionLOT 015 BLOCK 008 A VAN NESTS ADDN TO MPLS 32.30 X 121.50
Legal Range24
Legal Township028
Legal Section10
Legal Quarter22
Legal SubdivisionVAN NESTS ADDN TO MPLS
Legal Block8
Legal Lot Number15
JurisdictionHENNEPIN MN
Township / Civil DivisionMINNEAPOLIS
Census Block Group3
Census Block3002
Census Tract109900

Owner

3956 Garfield Ave is owned and occupied by an individual who bought it in November 2021.

Source: Hennepin County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3956 GARFIELD AVE, MINNEAPOLIS, MN 55409-1433
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2021 · Amount on File
Deed SaleNov 10, 2021 · Amount on File
Prior SaleAug 22, 2013 · Amount on File
Deed Document Number202111042433
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateNov 10, 2021
Property Address3956 GARFIELD AVE, MINNEAPOLIS, MN 55409-1433
Document Number0A11042433
Instrument DateOct 27, 2021
InstrumentA11042433
Transaction TypeTransfer
Record UpdatedDec 1, 2021
Title CompanyMINNESOTA TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,402.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3956 GARFIELD AVE, MINNEAPOLIS, MN 55409-1433

Mortgage

Document Number0A11042434
DateNov 10, 2021
InstrumentA11042434
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address3956 GARFIELD AVE, MINNEAPOLIS, MN 55409-1433
Document Number0010871714
Instrument DateOct 21, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3956 GARFIELD AVE MINNEAPOLIS MN 554091433, MINNEAPOLIS, MN 55409-1433

Mortgage

Document Number0010871714
DateNov 16, 2020
Instrument10871714
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3956 Garfield Ave was $5,481 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityMinneapolis City
Unified School DistrictMinneapolis Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,481.00$366,400 Land $148,000 Building $218,400$366,400 Land $148,000 Building $218,400
2023$5,276.00 Homeowner's exemption
2022$402,000 Land $144,000 Building $258,000$402,000 Land $144,000 Building $258,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3956 Garfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3956 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMinneapolis
serves 425,300 people · EPA ID MN1270024
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 911 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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