3956 E Harrison Rd, Hart, MI 49420 Property Records

Oceana County property record for 3956 E Harrison Rd, Hart, MI 49420

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,600 sqft · built 1930
Lot Size	8.01 acres (349,003 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Mar 2018)
Tax Bill	$1,503 (2024)
Deeds & Mortgages	May 2022 Line of Credit Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-002-400-06`

Property Details

APN / Parcel Number

Primary APN	`008-002-400-06`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	1,600 sqft Gross Area
1st Floor Area	924 sqft
Basement Area	924 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	349,003 sqft (8.01 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Total Buildings	3 Buildings

Location & Zoning

Street Address	3956 E HARRISON RD
City	HART
State	MI
Zip	49420-8281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 456 FT OF E 1071 FT OF S 1/2 OF SE 1/4 SEC 2 T15N R16W EXCEPT W 305.68 FT THOF . 8 A M/L 3956 E HARRISON RD WD 2018/5449 WD
Legal Range	16W
Legal Township	15N
Legal Section	02
Jurisdiction	OCEANA MI
Township / Civil Division	ELBRIDGE
Census Block Group	2
Census Block	2049
Census Tract	10500

Owner

Source: Oceana County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3956 E HARRISON RD, HART, MI 49420-8281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit LAKE-OSCEOLA STATE BANK
Mar 29, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Prior Sale	Jan 29, 2009 · Amount on Record
Deed Document Number	20181802
Deed Book / Page	2018 / 5449
Prior Transfer Date	Mar 21, 2018
Prior Transfer Doc	2018/005449
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	3956 E HARRISON RD, HART, MI 49420-8281
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	LAKE COUNTY TITLE AND ESCROW, LAKE COUNTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/11137
Date	May 17, 2022
Book Page	2022/11137
Instrument	202200003224

Lender

Name	LAKE-OSCEOLA STATE BANK
Type	Bank
Address	BALDWIN, MI 49304

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Mar 29, 2018
Property Address	3956 E HARRISON RD, HART, MI 49420-8281
Document Number	2018/005449
Book / Page	2018 / 005449
Instrument Date	Mar 21, 2018
Instrument	201800001802
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3893 E HARRISON RD, 3893, HART, MI 49420-8281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3956 E HARRISON RD, HART, MI 49420-8281

Mortgage

Document Number	201800001803
Date	Mar 29, 2018
Instrument	201800001803

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of July 17, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Elbridge Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,300 (+40.35%)	$206,600 (+40.35%)
2025		$73,600 (+28.45%) Land $12,400 Building $61,200	$147,200 (+28.45%) Land $24,800 Building $122,400
2024	$1,503.00 (+12.84%)
2023		$57,300 Land $14,300 Building $43,000	$114,600 (-) Land $28,600 Building $86,000
2022	$1,332.00		$114,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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