3956 Ben Dail Rd, La Grange, NC 28551 Property Records

Lenoir County property record for 3956 Ben Dail Rd, La Grange, NC 28551

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,296 sqft · built 1995
Lot Size0.66 acres (28,750 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Jul 2026)
Tax Bill$760 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN358700336636

Property Details

APN / Parcel Number

Primary APN358700336636
Alternative APN
  • 27819

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,296 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area28,750 sqft (0.66 acres)
Lot Dimensions205 ft deep x 269 ft wide
Garage Area567 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area180 sqft
Deck AreaDeck Area
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address3956 BEN DAIL RD
CityLA GRANGE
StateNC
Zip28551-9701
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSHANNON FIELDS LOT 8 3956 BEN DAIL RD
Legal SubdivisionSHANNON FIELD
Legal Lot Number8
JurisdictionLENOIR NC
Township / Civil DivisionINSTITUTE
Census Block Group1
Census Block1042
Census Tract11002

Owner

Source: Lenoir County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3956 BEN DAIL RD, LA GRANGE, NC 28551-9701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CREDIT UNION
May 31, 2019Deed, Transfer · Stand-Alone First Mortgage
LOCAL GOVERNMENT FEDERAL CREDIT UNT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2026 · Amount on Record
Deed SaleJul 14, 2026 · Amount on Record
Prior SaleMay 31, 2019 · Amount on Record
Deed Book / Page2096 / 691
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLENOIR NC
Recording DateJul 14, 2026
Property Address3956 BEN DAIL RD, LA GRANGE, NC 28551-9701
Document Number2096000691
Book / Page2096 / 691
Instrument DateJul 14, 2026
Transaction TypeTransfer
Record UpdatedJul 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$18,180.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3956 BEN DAIL RD, LA GRANGE, NC 28551-9701

Mortgage

Document Number2096000694,
DateJul 14, 2026
Book Page2096/694
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionLENOIR NC
Recording DateMay 31, 2019
Property Address3956 BEN DAIL RD, LA GRANGE, NC 28551-9701
Document Number0018570454
Book / Page1857 / 454
Instrument DateMay 31, 2019
Transaction TypeTransfer
Record UpdatedSep 27, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3956 BEN DAIL RD, LA GRANGE, NC 28551-9701

Mortgage

Document Number1857457
DateMay 31, 2019
Instrument1857/457
Lender
NameLOCAL GOVERNMENT FEDERAL CREDIT UNT
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0018570454
DateMay 31, 2019
Book Page1857/454
Lender
NameLOCAL GOVERNMENT FEDERAL CREDIT UNTION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 1, 2034

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLenoir County
Unified School DistrictLenoir County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$760.00$104,946 (-) Land $16,762 Building $88,184$104,946 (-) Land $16,762 Building $88,184
2025$760.00 (+95.37%)$104,946 (+143.08%) Land $16,762 Building $88,184$104,946 (+143.08%) Land $16,762 Building $88,184
2023$389.00$43,173 Land $12,000 Building $31,173$43,173 Land $12,000 Building $31,173

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH LENOIR WATER CORP
private · serves 15,494 people · EPA ID NC0454025
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
InfinityLink Communications
Fiber
10,000 / 10,000
Optimum
Cable
940 / 35

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