3955 White Rd, Melbourne, FL 32934 Property Records

Brevard County property record for 3955 White Rd, Melbourne, FL 32934

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,744 sqft · built 2000
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$28,000 (Apr 1999)
Tax Bill	$4,705 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-36-14-76-H`

Property Details

APN / Parcel Number

Primary APN	`27-36-14-76-H`
Alternative APNs	`27-36-14-76-0000H.0-0000.00` `2741715`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,744 sqft Living Area
Gross Area	3,995 sqft
1st Floor Area	2,287 sqft
Upper Floors Area	288 sqft
Attic	Attic
Attic Area	288 sqft
Game Room	Game Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,340 sqft
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	606 sqft
Porch	Florida Room
Porch Area	357 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2741715
Street Address	3955 WHITE RD
City	MELBOURNE
State	FL
Zip	32934-7191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR-3
Legal Description	MOSLEY GARDENS PART OF BLOCK H AS DES IN ORB 3988 PG 3074
Legal Range	36E
Legal Township	27S
Legal Section	14
Legal Subdivision	MOSLEY GARDENS
Legal Block	H
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2016
Census Tract	64129

Owner

Source: Brevard County records · APN 27-36-14-76-H

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3955 WHITE RD, MELBOURNE, FL 32934-7191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 1999 · Amount on Record
Deed Sale	Apr 01, 1999 · Amount on Record
Deed Book / Page	3988 / 3074
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3955 WHITE RD, MELBOURNE, FL 32934-7191
Document Number	0082762595
Instrument Date	Sep 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3955 WHITE RD MELBOURNE FL 329347191, MELBOURNE, FL 32934-7191

Mortgage

Document Number	0082762595
Date	Oct 03, 2018
Book Page	008276/002595
Instrument	221597

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 02, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,260 (+2.7%)	$571,940 (+2.88%)
2025	$4,705.00 (+9.42%) Homeowner's exemption	$340,080 (+5.98%)	$555,940 (+1.16%)
2023	$4,300.00 (+7.13%) Homeowner's exemption	$320,880 (+3%)	$549,550 (+5.9%) Land $120,000 Building $429,550
2022	$4,014.00 Homeowner's exemption	$311,540	$518,930 Land $112,500 Building $406,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	64 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 250 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MELBOURNE serves 167,753 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.