3955 Monroe St, Carlsbad, CA 92008 Property Records

San Diego County property record for 3955 Monroe St, Carlsbad, CA 92008

Property Summary

Property TypeSingle Family Home
Details2 bd · 5 ba · 3,658 sqft · built 1986
Lot Size0.66 acres (28,750 sqft)
OwnerIndividual Name on File
Last Sale$685,000 (Nov 2000)
Tax Bill$12,300 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN207-061-01-00

Property Details

APN / Parcel Number

Primary APN207-061-01-00

Interior

Bedrooms2 Beds
Full Baths5 Baths
Building Area3,658 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area28,750 sqft (0.66 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3955 MONROE ST
CityCARLSBAD
StateCA
Zip92008-2737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15000
Legal DescriptionLOT 36 NWLY 125 FT OF TR 002647
Legal SubdivisionCARLSBAD HIGHLANDS
Legal Tract002647
Legal Block1
Legal Lot Number36
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1010
Census Tract17809

Owner

3955 Monroe St is owned and occupied by an individual who bought it in November 2000.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address3955 MONROE ST, CARLSBAD, CA 92008-2737
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2000 · Amount on File
Deed SaleNov 15, 2000 · Amount on File
Deed Document Number2000619500
Prior Transfer DateAug 3, 1993
Prior Transfer Doc0000515336
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3955 MONROE ST, CARLSBAD, CA 92008-2737
Transaction TypeMortgage
Record UpdatedMay 12, 2022
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3955 MONROE ST, CARLSBAD, CA 92008-2737

Mortgage

Document Number0000192682
DateMay 4, 2022
Instrument2022-0192682
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPALO ALTO, CA 94302
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3955 Monroe St was $12,300 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Unified School DistrictCarlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,165,024 (+2%) Land $614,785 Building $550,239
2025$12,300.00 Homeowner's exemption$1,142,181 Land $602,731 Building $539,450
2023$11,817.00 (+1.58%) Homeowner's exemption$1,097,830 Land $579,327 Building $518,503
2022$11,633.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3955 Monroe St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3955 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARLSBAD MWD
serves 96,371 people · EPA ID CA3710005
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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