Caldwell County property record for 3955 K O Pl, Granite Falls, NC 28630
| Property Type | Rural Home |
|---|---|
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $173 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 86 2 51 |
| Primary APN | 08 86 2 51 |
|---|---|
| Alternative APN |
|
| Lot Area | 104,544 sqft (2.4 acres) |
|---|
| Account Number | 56414 |
|---|---|
| Street Address | 3955 K O PL |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-8603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 0968/0414 1988 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 31202 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3955 K O PL, GRANITE FALLS, NC 28630-8603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173.00 (-4.95%) | $28,800 (-) Land $24,300 Building $4,500 | |
| 2025 | $182.00 (-6.67%) | $28,800 (+8.68%) Land $24,300 Building $4,500 | $28,800 (+8.68%) Land $24,300 Building $4,500 |
| 2023 | $26,500 (-) Land $22,000 Building $4,500 | $26,500 (-) Land $22,000 Building $4,500 | |
| 2022 | $195.00 | $26,500 Land $22,000 Building $4,500 | $26,500 Land $22,000 Building $4,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL CO WATER SYSTEM-SE serves 15,710 people · EPA ID NC0114047 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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