3955 Gresham St, Unit 4, San Diego, CA 92109 Property Records

San Diego County property record for 3955 Gresham St, Unit 4, San Diego, CA 92109

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,521 sqft · built 2009
Lot Size	0.126 acres (5,510 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Jun 2021)
Tax Bill	$16,130 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`423-382-07-04`

Property Details

APN / Parcel Number

Primary APN	`423-382-07-04`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,521 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Lot Area	5,510 sqft (0.126 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3955 GRESHAM ST, 4
City	SAN DIEGO
State	CA
Zip	92109-5885
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2-5
Legal Description	PAR 1 US 4 PER DOC09-099968&UND INT IN TR PM20603
Legal Subdivision	GRESHAM STREET CONDO PLAN
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	7701

Owner

3955 Gresham St, Unit 4 is owned and occupied by two individuals who bought it in June 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3955 GRESHAM ST, 4, SAN DIEGO, CA 92109-5885
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Sep 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 27, 2017	Quit Claim Deed, Transfer Quitclaim
Nov 22, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Prior Sale	Nov 22, 2017 · Amount on File
Deed Document Number	2021468205
Prior Transfer Date	May 16, 2018
Prior Transfer Doc	0000375779
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2021
Property Address	3955 GRESHAM ST UNIT 4, 4, SAN DIEGO, CA 92109-5885
Document Number	0000468205
Map Reference	FILE 2008-641939
Instrument Date	Apr 14, 2021
Instrument	2021-0468205
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	955 GRESHAM STREET # 4, 4, SAN DIEGO, CA 92109

Mortgage

Document Number	0000468206
Date	Jun 28, 2021
Instrument	2021-0468206

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3955 GRESHAM ST UNIT 4, 4, SAN DIEGO, CA 92109-5885
Document Number	0000272451
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7 SHIRE COTO DE CAZA CA 926794907, COTO DE CAZA, CA 92679-4907

Mortgage

Document Number	0000272451
Date	May 29, 2020
Instrument	272451

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2018
Property Address	3955 GRESHAM ST UNIT 4, 4, SAN DIEGO, CA 92109-5885
Document Number	0000375779
Instrument Date	May 16, 2018
Instrument	375779
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7 SHIRE COTO DE CAZA CA 926794907, COTO DE CAZA, CA 92679-4907

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 27, 2017
Property Address	3955 GRESHAM ST UNIT 4, 4, SAN DIEGO, CA 92109-5885
Document Number	0000547149
Instrument Date	Nov 21, 2017
Instrument	547149
Transaction Type	Transfer
Record Updated	Dec 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7 SHIRE COTO DE CAZA CA 926794907, COTO DE CAZA, CA 92679-4907

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2017
Property Address	3955 GRESHAM ST UNIT 4, 4, SAN DIEGO, CA 92109-5885
Document Number	0000545996
Map Reference	PM20603
Instrument Date	Oct 31, 2017
Instrument	2017-0545996
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7 SHIRE, COTO DE CAZA, CA 92679-4907

Mortgage

Document Number	0000545997
Date	Nov 22, 2017
Instrument	2017-0545997

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3955 Gresham St, Unit 4 was $16,130.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,269,689 (+2%) Land $999,192 Building $270,497
2025	$16,130.00	$1,244,794 Land $979,600 Building $265,194
2023	$14,688.00 (+2.73%)	$1,196,460 Land $941,562 Building $254,898
2022	$14,298.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3955 Gresham St, Unit 4 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 units insured incl. 6 condo units
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jan 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3955 Gresham St, Unit 4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 952 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Nearby Properties on Gresham St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures