3955 Brown Rd, Oregon, OH 43616 Property Records

Lucas County property record for 3955 Brown Rd, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,360 sqft · built 1989
Lot Size	7 acres (304,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Feb 2012)
Tax Bill	$6,983 (2024)
Deeds & Mortgages	Mar 2021 Line of Credit Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`44-25771`

Property Details

APN / Parcel Number

Primary APN	`44-25771`
Alternative APN	`24029079`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,360 sqft Living Area
Gross Area	2,932 sqft
1st Floor Area	1,691 sqft
2nd Floor Area	669 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Foundation Type	Raised
Lot Area	304,900 sqft (7 acres)
Lot Width	220 ft Width
View / Lot	Secondary
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	904 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3955 BROWN RD
City	OREGON
State	OH
Zip	43616-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R1
Legal Description	8 10 10 SE 1/4 E 7 AC SW 1/4
Legal Tract	99
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2008
Census Tract	9901

Owner

Source: Lucas County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3955 BROWN RD, OREGON, OH 43616-4109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit MID-AMERICAN MORTGAGE INC
Jan 4, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2012 · Amount on Record
Deed Sale	Feb 2, 2012 · Amount on Record
Prior Sale	Aug 16, 2011 · Amount on Record
Deed Document Number	20125153
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3955 BROWN RD, OREGON, OH 43616-4109
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014557
Date	Mar 23, 2021
Instrument	202103230014557

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3955 BROWN RD, OREGON, OH 43616-4109
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000741
Date	Jan 4, 2019
Instrument	201901040000741

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	RIVERSIDE, RI 02915

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 24, 2043

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$162,225 (+2.27%) Land $50,225 Building $112,000	$463,500 (-) Land $143,500 Building $320,000
2024	$6,983.00 (+71.53%) Homeowner's exemption	$158,620 (+93.02%) Land $50,225 Building $108,395	$463,500 (+97.4%) Land $143,500 Building $320,000
2023	$4,071.00 (-1.29%) Homeowner's exemption	$82,180 (-) Land $51,450 Building $30,730
2022	$4,124.00 Homeowner's exemption	$82,180 Land $51,450 Building $30,730
2021			$234,800 Land $147,000 Building $87,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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