3954 Willow Glen Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3954 Willow Glen Dr, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,503 sqft · built 2013
Lot Size0.137 acres (5,968 sqft)
Owner2 Individual Names on Record
Last Sale$263,000 (Aug 2026)
Tax Bill$2,723 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Apr 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-2N-29-5763-00C00-0180

Property Details

APN / Parcel Number

Primary APN28-2N-29-5763-00C00-0180
Alternative APN
  • N29228576300C000180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,503 sqft Living Area
Gross Area1,957 sqft
1st Floor Area1,503 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area5,968 sqft (0.137 acres)
Lot Dimensions150 ft deep x 40 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area166 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3954 WILLOW GLEN DR
CityMILTON
StateFL
Zip32571-8479
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 18 BLK C WILLOW GLEN PHASE I AS DES IN OR 4576 PG 437 & AS DES IN OR 4590 PG 1456
Legal Range29W
Legal Township2N
Legal Section28
Legal SubdivisionWILLOW GLEN ALL PHS
Legal BlockC
Legal Lot Number18
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2022
Census Tract10303

Owner

Source: Santa Rosa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6112 JAMESON CIR, MILTON, FL 32571-6306
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Apr 5, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 19, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Aug 9, 2019Warranty Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2026 · Amount on Record
Deed SaleAug 27, 2026 · Amount on Record
Prior SaleJan 2, 2025 · Amount on Record
Deed Document Number202643660
Deed Book / Page4783 / 365
Prior Transfer DateFeb 24, 2025
Prior Transfer Doc0045901456
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 27, 2026
Property Address3954 WILLOW GLEN DR, MILTON, FL 32571-8479
Document Number0000043660
Book / Page4783 / 365
Instrument DateAug 25, 2026
Instrument202643660
Transaction TypeTransfer
Record UpdatedOct 2, 2026
Title CompanyPENSACOLA TITLE CO LLC, PENSACOLA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$185,941.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6112 JAMESON CIR, PACE, FL 32571-6306

Mortgage

Document Number0000043661,
DateAug 27, 2026
Instrument202643661
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateApr 5, 2023
Property Address3954 WILLOW GLEN DR, PACE, FL 32571-8479
Document Number0043821137
Book / Page4382 / 1137
Map ReferenceOR 3858 PG 892
Instrument DateMar 24, 2023
Instrument202314576
Transaction TypeTransfer
Record UpdatedMay 9, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3954 WILLOW GLEN DR, PACE, FL 32571-8479

Transferred To (Grantee/Buyer)

NameVerified Name
Address3954 WILLOW GLEN DR, PACE, FL 32571-8479

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3954 WILLOW GLEN DR, PACE, FL 32571-8479
Transaction TypeMortgage
Record UpdatedJan 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3954 WILLOW GLEN DR, PACE, FL 32571-8479

Mortgage

Document Number0043521934
DateDec 19, 2022
Book Page4352/1934
Instrument202268713
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term475 Months
DueJul 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 9, 2019
Property Address3954 WILLOW GLEN DR, PACE, FL 32571-8479
Document Number0038580892
Book / Page003858 / 000892
Instrument DateAug 2, 2019
Instrument34953
Transaction TypeTransfer
Record UpdatedOct 4, 2019
Title CompanyANCHOR TITLE AND ESCROW, ANCHOR TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3954 WILLOW GLEN DR PACE FL 325718479, PACE, FL 32571-8479

Mortgage

Document Number38580894
DateAug 9, 2019
Book Page003858/000894
Instrument34954
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueAug 8, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,723.00 (+45.61%)$213,687 (+19.62%) Land $28,000 Building $185,687$213,687 (+3.47%) Land $28,000 Building $185,687
2024$1,870.00 (+1.14%) Homeowner's exemption$178,632 (+1.25%)$206,521 (+0.01%) Land $24,000 Building $182,521
2023$1,849.00 (+4.76%) Homeowner's exemption Additional exemption filed$176,430 (+3.41%)$206,509 (+3.71%) Land $25,600 Building $180,909
2022$1,765.00 Homeowner's exemption Additional exemption filed$170,608$199,124 Land $23,200 Building $175,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims11 (2014–2020)
Claims Outside the SFHA11 of 11
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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