3954 Tidal Wave Rd, Corbin, KY 40701 Property Records

Whitley County property record for 3954 Tidal Wave Rd, Corbin, KY 40701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1975
Lot Size	57.7 acres (2,516,461 sqft)
Owner	2 Individual Names on Record
Tax Bill	$86 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`123-00-00-036.00`

Property Details

APN / Parcel Number

Primary APN	`123-00-00-036.00`
Alternative APN	`25537`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,516,461 sqft (57.7 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3954 TIDAL WAVE RD
City	CORBIN
State	KY
Zip	40701-8432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1 ST BRK HS W/BSMNT-CRPRT 57.77 AC
Jurisdiction	WHITLEY KY
Township / Civil Division	CORBIN
Census Block Group	2
Census Block	2058
Census Tract	920302

Owner

Source: Whitley County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3954 TIDAL WAVE RD, CORBIN, KY 40701-8432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
Jun 15, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	3954 TIDAL WAVE RD, CORBIN, KY 40701-8432
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M652/669
Date	Mar 20, 2020
Book Page	M652/669
Instrument	241832

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	3954 TIDAL WAVE RD, CORBIN, KY 40701-8432
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3954 TIDAL WAVE RD, CORBIN, KY 40701-8432

Mortgage

Document Number	000629/900
Date	Jun 15, 2018
Book Page	629/900
Instrument	231233

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Unified School District	Whitley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$86.00 (-15.69%)	$60,000 (-)	$60,000 (-)
2023	$102.00 Homeowner's exemption	$60,000	$60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 91% of Kentucky
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITLEY CO WATER DISTRICT serves 9,825 people · EPA ID KY1180468
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023 Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tidal Wave Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures