3954 E Blue Spruce Ln, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3954 E Blue Spruce Ln, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,905 sqft · built 2014
Lot Size	0.119 acres (5,175 sqft)
Owner	2 Individual Names on File
Last Sale	$607,410 (Sep 2026)
Tax Bill	$1,922 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-73-551`

Property Details

APN / Parcel Number

Primary APN	`304-73-551`
Alternative APN	`304735510`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,905 sqft Living Area
Gross Area	3,049 sqft
1st Floor Area	1,361 sqft
2nd Floor Area	1,544 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,175 sqft (0.119 acres)
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3954 E BLUE SPRUCE LN
City	GILBERT
State	AZ
Zip	85298-0504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	BRIDGES EAST PARCEL 3-3 MCR 1122-49
Legal Range	6E
Legal Township	2S
Legal Section	14
Legal Subdivision	BRIDGES EAST PARCEL 3-3
Legal Lot Number	59
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1023
Census Tract	816302

Owner

3954 E Blue Spruce Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Maricopa County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3954 E BLUE SPRUCE LN, GILBERT, AZ 85298-0504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 5, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 18, 2017	Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on File
Deed Sale	Sep 24, 2026 · Amount on File
Prior Sale	Dec 5, 2023 · Amount on File
Deed Document Number	2026559745
Prior Transfer Date	Aug 25, 2015
Prior Transfer Doc	0000640507
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 24, 2026
Property Address	3954 E BLUE SPRUCE LN, GILBERT, AZ 85298-0504
Document Number	0000559745
Instrument Date	Aug 28, 2026
Instrument	2026559745
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3954 E BLUE SPRUCE LN, GILBERT, AZ 85298-0504

Mortgage

Document Number	0000559746,
Date	Sep 24, 2026
Instrument	2026559746

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 5, 2023
Property Address	3954 E BLUE SPRUCE LN, GILBERT, AZ 85298-0504
Document Number	0000621011
Map Reference	MB 1122 PG 49
Instrument Date	Nov 20, 2023
Instrument	20230621011
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3954 E BLUE SPRUCE LN, GILBERT, AZ 85298-0504

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3954 E BLUE SPRUCE LN, GILBERT, AZ 85298-0504

Mortgage

Document Number	0000621012
Date	Dec 5, 2023
Instrument	20230621012

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3954 E BLUE SPRUCE LN, GILBERT, AZ 85298-0504
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3954 E BLUE SPRUCE LN, GILBERT, AZ 85298-0504

Mortgage

Document Number	0000322911
Date	Apr 12, 2022
Instrument	20220322911

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 10, 2020
Property Address	3954 E BLUE SPRUCE LN, GILBERT, AZ 85298-0504
Document Number	0001095875
Map Reference	MB 1122 PG 49
Instrument Date	Oct 23, 2020
Instrument	20201095875
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3954 E BLUE SPRUCE LN, 3954, GILBERT, AZ 85298-0504

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5211 DEMARCUS BLVD APT 246, 246, DUBLIN, CA 94568-4641

Mortgage

Document Number	0001095876
Date	Nov 10, 2020
Instrument	20201095876

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 18, 2017
Property Address	3954 E BLUE SPRUCE LN, GILBERT, AZ 85298-0504
Document Number	0000686621
Map Reference	MB 1122 PG 49
Instrument Date	Sep 8, 2017
Instrument	2017-0686621
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3954 E BLUE SPRUCE LN, 3954, GILBERT, AZ 85298-0504

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3954 E BLUE SPRUCE LN, GILBERT, AZ 85298-0504

Mortgage

Document Number	0000686622
Date	Sep 18, 2017
Instrument	2017-0686622

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3954 E Blue Spruce Ln was $1,922.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,010 (+63.3%)	$530,100 (+4.41%) Land $106,000 Building $424,100
2025	$1,922.00	$32,462 (-41.01%)	$507,700 (-7.74%) Land $101,500 Building $406,200
2024		$55,030 (+16.94%)	$550,300 (+16.94%) Land $110,000 Building $440,300
2023	$3,051.00 (+4.09%)	$47,060 Land $9,410 Building $37,650	$470,600 Land $94,100 Building $376,500
2022	$2,931.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3954 E Blue Spruce Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3954 E Blue Spruce Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, TREPIC Networks.

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