Caldwell County property record for 3954 Austin Rd, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 768 sqft · built 1968 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $970 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 58 1 43 |
| Primary APN | 03 58 1 43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Heated Area |
| Gross Area | 1,897 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 192 sqft |
| Unfinished Basement | 576 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 131,551 sqft (3.02 acres) |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 25 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 169766 |
|---|---|
| Street Address | 3954 AUSTIN RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-8815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2000 PG 1977 YR 2020 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30700 |
3954 Austin Rd is owned and occupied by two individuals.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3954 AUSTIN RD, HUDSON, NC 28638-8815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Oct 12, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3954 AUSTIN RD, HUDSON, NC 28638-8815 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 3954 AUSTIN RD, HUDSON, NC 28638-8815 |
| Document Number | 0020811382 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 2081/1382 |
| Instrument | 10083476 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Oct 12, 2020 |
| Property Address | 3954 AUSTIN RD, HUDSON, NC 28638-8815 |
| Document Number | 0010049208 |
| Book / Page | 002000 / 001977 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 10049208 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3954 AUSTIN RD HUDSON NC 286388815, HUDSON, NC 28638-8815 |
The 2026 property tax bill for 3954 Austin Rd was $970, down 4.4% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $970.00 (-4.43%) | $146,900 (-) Land $32,100 Building $114,800 | |
| 2025 | $1,015.00 | $146,900 Land $32,100 Building $114,800 | $146,900 Land $32,100 Building $114,800 |
| 2023 | $93,800 (-) Land $27,200 Building $66,600 | $93,800 (-) Land $27,200 Building $66,600 | |
| 2022 | $747.00 | $93,800 Land $27,200 Building $66,600 | $93,800 Land $27,200 Building $66,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3954 Austin Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3954 Austin Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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