3954 Anders Rd, Caryville, FL 32427 Property Records

Washington County property record for 3954 Anders Rd, Caryville, FL 32427

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,147 sqft · built 1972
Lot Size2.2 acres (95,832 sqft)
Owner2 Individual Names on Record
Last Sale$78,285 (Sep 2005)
Tax Bill$354 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN000051100001

Property Details

APN / Parcel Number

Primary APN000051100001
Alternative APN
  • 51100001

Interior

Full Baths2 Baths
Building Area1,147 sqft Heated Area
Gross Area1,375 sqft
Interior WallsPlywood

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area95,832 sqft (2.2 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000051100001
Street Address3954 ANDERS RD
CityCARYVILLE
StateFL
Zip32427-2700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description32 4 15 2.2 ORB 623 P 446 S.183' OF W.716' OF SE1/4 OF SW1/4 LYING E OF HWY 279 AS DESC IN ORB 623 P 446
Legal Range15W
Legal Township04N
Legal Section32
Legal Block5110
Legal Lot Number0001
JurisdictionWASHINGTON FL
Township / Civil DivisionCARYVILLE
Census Block Group1
Census Block1039
Census Tract970200

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address3954 ANDERS RD, CARYVILLE, FL 32427-2700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2005 · Amount on Record
Deed SaleSep 26, 2005 · Amount on Record
Deed Document Number0000623446
Deed Book / Page0446 / 0096
Prior Transfer DateJun 24, 2002
Prior Transfer Doc20023486
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address3954 ANDERS RD, CARYVILLE, FL 32427-2700
Transaction TypeMortgage
Record UpdatedOct 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3954 ANDERS RD, CARYVILLE, FL 32427-2700

Mortgage

Document Number0067006158
DateSep 5, 2023
Book Page1281/891
Instrument202367006158
Lender
NameCOMMUNITY SOUTH CU
TypeCredit Union
AddressCHIPLEY, FL 32428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2043
Interest
Rate TypeAdjustable Rate
Rate6.62%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2026
Change FrequencyAnnually
Min Rate At Change6.62%
Max Rate At Change8.62%
Index1-Year T-Bill
Max Rate12.6%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$354.00 (+5.36%) Homeowner's exemption$51,487 (+2.9%)$94,918 (+8.4%) Land $13,200 Building $81,718
2024$336.00 (+4.67%) Senior Citizen's exemption$50,036 (+3%)$87,564 (+8.23%) Land $13,200 Building $74,364
2023$321.00 (+5.59%) Homeowner's exemption$48,579 (+3%)$80,908 (+11.57%) Land $13,200 Building $67,708
2022$304.00 Homeowner's exemption$47,164$72,520 Land $11,000 Building $61,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims4 (2013–2020)
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Anders Rd

Nearby Streets

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