3953 Shepherd Grade Rd, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 3953 Shepherd Grade Rd, Shepherdstown, WV 25443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,158 sqft · built 2018
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Apr 2017)
Tax Bill	$5,983 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-2-0010.0005`

Property Details

APN / Parcel Number

Primary APN	`09-2-0010.0005`
Alternative APN	`19-09-2-0010.0005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,158 sqft Living Area
1st Floor Area	3,645 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3953 SHEPHERD GRADE RD
City	SHEPHERDSTOWN
State	WV
Zip	25443-4163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL D (10 A.) LOUTHAN SPRINGS, DAY
Jurisdiction	JEFFERSON WV
Township / Civil Division	SHEPHERDSTOWN
Census Block Group	3
Census Block	3005
Census Tract	972201

Owner

Source: Jefferson County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3953 SHEPHERD GRADE RD, SHEPHERDSTOWN, WV 25443-4163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP
Aug 9, 2017	Trustee's Deed, Construction Loan · Line of Credit JEFFERSON SEC BK
Apr 24, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2017 · Amount on Record
Deed Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	201700008782
Deed Book / Page	1189 / 399
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	3953 SHEPHERD GRADE RD, SHEPHERDSTOWN, WV 25443-4163
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008073
Date	Jun 29, 2020
Book Page	2291/113
Instrument	202000008073

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company
Address	WINCHESTER, VA 22602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON WV
Recording Date	Aug 9, 2017
Property Address	3953 SHEPHERD GRADE RD, SHEPHERDSTOWN, WV 25443-4163
Book / Page	002151 / 000625
Instrument Date	Aug 7, 2017
Instrument	14056
Transaction Type	Construction Loan
Record Updated	Oct 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 QUICKSILVER CT MARTINSBURG WV 254041706, MARTINSBURG, WV 25404-1706

Mortgage

Document Number	0000014056
Date	Aug 9, 2017
Book Page	002151/000625
Instrument	14056

Lender

Name	JEFFERSON SEC BK
Type	Bank
Address	MARTINSBURG, WV 25402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Apr 24, 2017
Property Address	3953 SHEPHERD GRADE RD, SHEPHERDSTOWN, WV 25443-4163
Document Number	0000008782
Book / Page	001189 / 000399
Instrument Date	Apr 12, 2017
Instrument	8782
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36 QUICKSILVER CT MARTINSBURG WV 254041706, MARTINSBURG, WV 25404-1706

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,983.00 (+3.96%)	$514,900 (+4.48%) Land $166,600 Building $348,300	$858,200 (+4.49%) Land $277,700 Building $580,500
2023	$5,755.00	$492,800 Land $166,600 Building $326,200	$821,300 Land $277,700 Building $543,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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